Arizona Paycheck Calculator

Updated for 2026 tax year · figures checked on November 3, 2026

Arizona taxes income at a flat 2.5%, but your employer doesn't calculate that tax: you choose a withholding percentage on Form A-4, and 2.0% of your pay is withheld if you don't. This Arizona paycheck calculator, also an AZ salary and take-home pay calculator, lets you pick that percentage and shows federal taxes alongside it.

On a $60,000 salary paid every two weeks, a single filer with the default withholding takes home about $1,891.92 of a $2,307.69 paycheck, or $49,190 a year.

Annual salary

Pay frequency

Filing status (W-4 Step 1(c))

Take-home pay per bi-weekly paycheck

$1,891.92

$49,189.92 a year from $59,999.94 gross pay (26 paychecks)

Take-home 82.0%
Federal income tax 8.4%
Social Security 6.2%
Medicare 1.4%
State income tax 2.0%

Paycheck breakdown per paycheck and per year in Arizona
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.08
Medicare	−$33.46	−$869.96
State income tax	−$46.15	−$1,199.90
Take-home pay	$1,891.92	$49,189.92

How we calculated this

Estimates for informational purposes only, based on 2026 withholding rules. Your actual paycheck may differ. This is not tax advice. Report an issue

Arizona salary calculator: what your result means

Your result is take-home pay after federal taxes and Arizona withholding at the percentage you chose. In the $60,000 example, federal income tax is about 8.4% of gross pay, Social Security and Medicare 7.7%, and Arizona withholding 2.0%.

Because Arizona withholding is a straight percentage of each paycheck, it doesn't change with your filing status or dependents. Pick the percentage on your Form A-4 under More options to match your pay stub.

At $100,000 a year, take-home pay is about $2,968.46 every two weeks, or $77,180 a year. Paid weekly on $40,000, it's about $644.63 per paycheck.

How Arizona taxes your paycheck

Arizona withholding at a glance
State income tax on wages	Flat 2.5%
State payroll programs withheld from pay	None

Source: Arizona Joint Legislative Budget Committee, Tax Handbook (November 2025), Individual Income Tax

Arizona withholding is a percentage of each paycheck that you choose on Form A-4, from 0.5% to 3.5%. If you don't choose, your employer withholds 2.0%.

Since tax year 2023 Arizona has taxed all filers at a single rate of 2.5%.

What's withheld is up to you. Form A-4 offers 0.5% to 3.5% of your gross taxable wages in half-point steps, plus any extra dollar amount. The right choice depends on your income and deductions: too low and you may owe when you file, too high and you'll get a larger refund.

Pre-tax deductions in Arizona

Arizona withholding applies to gross taxable wages. The official sources we read don't list which pre-tax deductions reduce them, so this calculator follows the federal income tax treatment for 401(k), health insurance, HSA and FSA deductions while we confirm it.

Things to know about Arizona paychecks

You choose your own withholding rate. Instead of tables based on filing status, Arizona lets each employee pick a percentage on Form A-4, from 0.5% to 3.5%, with 2.0% if no form is filed. (Source: Arizona Joint Legislative Budget Committee, Tax Handbook (November 2025), Individual Income Tax)
No Arizona withholding in December, sometimes. Employers may choose not to withhold Arizona income tax during December, after notifying the state and their employees. (Source: Arizona Revised Statutes § 43-401, Withholding tax; rates; election by employee)
Paydays at least twice a month. Arizona employers must pay on two or more fixed days each month, no more than 16 days apart. (Source: Arizona Revised Statutes § 23-351, Designation of paydays)

Federal taxes on every paycheck

Every US paycheck has the same three federal deductions, whichever state you work in. Together, Social Security and Medicare are called FICA (Federal Insurance Contributions Act) taxes.

Federal income tax withholding. Withholding is tax your employer takes out of each paycheck and sends to the IRS on your behalf. The amount depends on your pay and your Form W-4, using the IRS method in Publication 15-T. It is an estimate of your yearly tax; you settle the difference when you file your return.
Social Security. 6.2% of your wages, up to the wage base of $184,500 for the year. The wage base is the most pay that Social Security tax applies to.
Medicare. 1.45% of all your wages, with no limit. Once your pay from one employer passes $200,000 in a year, your employer also withholds an extra 0.9% Additional Medicare Tax on the amount above it.

Source: IRS Publication 15 (2026), (Circular E), Employer's Tax Guide.

Ways to change your paycheck

To change Arizona withholding, give your employer a new Form A-4 with a different percentage. The federal W-4 controls only federal withholding.

If you usually owe Arizona tax when you file, a higher A-4 percentage spreads that cost across your paychecks; if you always get a large refund, a lower one raises each check.

Update your Form W-4. Claiming dependents, checking the Step 2 box or asking for extra withholding changes how much federal tax comes out of each paycheck. The IRS Tax Withholding Estimator can help you fill it in.
Pre-tax deductions. Money you put into a traditional 401(k), an HSA or employer health insurance comes out before federal income tax, so your take-home pay drops by less than the amount you save.
Bonuses. Employers often withhold federal tax on a bonus paid separately at a flat rate. Add a bonus under More options to see it.

Arizona payroll rules

Minimum wage: $15.15 an hour in 2026. Arizona raises its minimum wage every January 1 with the cost of living. Employers may pay tipped employees up to $3.00 an hour less if tips make up the difference. (Source: Arizona Revised Statutes § 23-363, Minimum wage)
Overtime: Arizona doesn't set its own overtime rule in the US Department of Labor's state table, so the federal rule applies: time-and-a-half after 40 hours in a workweek for non-exempt employees. (Source: US Department of Labor, State Minimum Wage Laws (updated July 1, 2026))
How often you must be paid: Employers must set two or more paydays each month, no more than 16 days apart. (Source: Arizona Revised Statutes § 23-351, Designation of paydays)
Final paycheck: If you're discharged, you must be paid within seven working days or by the end of the next regular pay period, whichever is sooner. If you quit, you're paid by the regular payday for the pay period in which you left, by mail if you ask. (Source: Arizona Revised Statutes § 23-353, Payment of wages of discharged employee)

For employers in Arizona

State unemployment tax: Employers pay unemployment tax on the first $8,000 of each employee's wages a year, at a base rate of 2.00% for new employers. (Source: US Department of Labor, Significant Provisions of State Unemployment Insurance Laws, January 2026)
New hire reporting: Employers must report new hires within 20 days of the hire date. (Source: US Department of Health and Human Services, Office of Child Support Services, State New Hire Reporting Requirements)
State income tax withholding: Employers withhold Arizona income tax from every paycheck at the percentage each employee elects on Form A-4, which employees must choose within five days of starting work. Employers may elect not to withhold in December. (Source: Arizona Revised Statutes § 43-401, Withholding tax; rates; election by employee)

New employees must make their Form A-4 election within five days of starting work.

Compare Arizona with neighboring states

Take-home pay on a $60,000 salary, single filer, paid bi-weekly, no pre-tax deductions
			Per paycheck
Nevada	$0	$50,390	$1,938.07
Arizona	$1,200	$49,190	$1,891.92
New Mexico	$2,033	$48,357	$1,859.89
California	$2,583	$47,806	$1,838.71
Colorado	$2,662	$47,728	$1,835.69
Utah	$2,678	$47,712	$1,835.07

Paycheck calculators for neighboring states: California, Colorado, New Mexico, Nevada, Utah.

Most-searched state paycheck calculators

Arizona paycheck FAQ

What is the Arizona income tax rate in 2026?

A flat 2.5% on taxable income for all filers.

How much Arizona tax is withheld from my paycheck?

The percentage you chose on Form A-4, from 0.5% to 3.5% of gross taxable wages. Without an A-4, it's 2.0%.

Do Arizona cities have an income tax?

No. Local income taxes are preempted by the state while it shares income tax revenue with cities.

When do I get my final paycheck in Arizona?

Within seven working days or by the end of the next pay period, whichever is sooner, if you're discharged; by the regular payday for that pay period if you quit.

What is the minimum wage in Arizona?

$15.15 an hour in 2026, adjusted each January 1 for the cost of living.

Is overtime taxed more in Arizona?

No. Arizona withholding is the same percentage of every dollar, including overtime. A bigger paycheck can mean more federal withholding that period.

Sources and methodology

Every rate and limit on this page comes from the official sources below, checked on 2026-11-03. Read how our paycheck calculator works for the calculation order and its limits.