Hawaii Paycheck Calculator

Updated for 2026 tax year · figures checked on November 4, 2026

Hawaii withholds state income tax at graduated rates from 1.4% up, plus a small temporary disability insurance (TDI) contribution of up to 0.5% of weekly wages. This Hawaii paycheck calculator, also a salary and take-home pay calculator, shows both next to federal income tax, Social Security and Medicare.

A single filer on a $60,000 salary, paid every two weeks with one HW-4 allowance, has a $2,307.69 paycheck and takes home about $1,809.86, or $47,056 a year.

Take-home pay per bi-weekly paycheck

$1,809.86

$47,056.36 a year from $59,999.94 gross pay (26 paychecks)

Take-home 78.4%
Federal income tax 8.4%
Social Security 6.2%
Medicare 1.4%
State income tax 5.1%
Hawaii temporary disability insurance (TDI) 0.5%

Paycheck breakdown per paycheck and per year in Hawaii
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.08
Medicare	−$33.46	−$869.96
State income tax	−$116.67	−$3,033.42
Hawaii temporary disability insurance (TDI)	−$11.54	−$300.04
Take-home pay	$1,809.86	$47,056.36

How we calculated this

Estimates for informational purposes only, based on 2026 withholding rules. Your actual paycheck may differ. This is not tax advice. Report an issue

Hawaii salary calculator: what your result means

Your result is take-home pay after federal taxes, Hawaii income tax and TDI. In the $60,000 example, federal income tax is about 8.4% of gross pay, Social Security and Medicare 7.7%, and Hawaii withholding plus TDI 5.6%.

The TDI figure is the most your employer may take, half the premium up to 0.5% of weekly wages and no more than $7.50 a week. Many employers pay more of it, so your stub may show less.

At $100,000, take-home pay is about $2,796.79 every two weeks, or $72,717 a year. A $40,000 salary paid weekly comes to about $625.90 per paycheck.

How Hawaii taxes your paycheck

Hawaii withholding at a glance
State income tax on wages	Graduated rates (see below)
Hawaii temporary disability insurance (TDI)	0.5% employee rate

Source: Hawaii Department of Taxation, Booklet A Employer's Tax Guide (Rev. 2025), withholding tables for January 1, 2026 and after

Hawaii withholding rates, single and head of household schedule

over $01.4%
over $9,6003.2%
over $14,4005.5%
over $19,2006.4%
over $24,0006.8%
over $36,0007.2%
over $48,0007.6%
over $125,0007.9%

Hawaii withholding rates by taxable wages
Schedule	Taxable wages over	Rate
Single and head of household	$0	1.4%
	$9,600	3.2%
	$14,400	5.5%
	$19,200	6.4%
	$24,000	6.8%
	$36,000	7.2%
	$48,000	7.6%
	$125,000	7.9%
Married	$0	1.4%
	$19,200	3.2%
	$28,800	5.5%
	$38,400	6.4%
	$48,000	6.8%
	$72,000	7.2%
	$96,000	7.6%
	$250,000	7.9%

Source: Hawaii Department of Taxation, Booklet A Employer's Tax Guide (Rev. 2025), withholding tables for January 1, 2026 and after

Withholding tables stop at 7.9%; Hawaii's tax brackets go up to 11%, so high earners may owe more when they file.
Each HW-4 allowance lowers yearly withheld wages by $1,144, on top of a $4,350 lump-sum allowance everyone gets.

Employers use the Department of Taxation's withholding tables, which apply Hawaii's lower brackets from 1.4% to 7.9%. Each HW-4 allowance lowers withheld wages by $1,144 a year, and everyone also gets a $4,350 lump-sum allowance. Heads of household are withheld at single rates.

Hawaii's tax brackets on the return go up to 11% for high incomes, but the withholding tables stop at 7.9%, so higher earners can owe when they file. No Hawaii county withholds income tax from wages.

Temporary disability insurance (TDI)

Employers must provide TDI coverage and may deduct up to half the premium from your pay, capped at 0.5% of weekly wages. In 2026 only the first $1,500.21 of weekly wages counts, so the most taken is $7.50 a week. Employers may also withhold up to half of a prepaid health care premium; enter that as health insurance under More options.

Pre-tax deductions in Hawaii

Hawaii's employer guide doesn't list how 401(k), Section 125 health insurance, HSA and FSA deductions are treated for state withholding, so this calculator follows the federal treatment while we confirm it.

Things to know about Hawaii paychecks

No exempt status. Hawaii doesn't allow employees to claim exemption from withholding on the HW-4. (Source: Hawaii Department of Taxation, Form HW-4 Instructions (Rev. 2022))
Withholding stops at a lower rate than the tax. Withholding tables top out at 7.9% while the tax brackets reach 11%. (Source: Hawaii Department of Taxation, Booklet A Employer's Tax Guide (Rev. 2025), withholding tables for January 1, 2026 and after)
TDI is capped each week. TDI deductions can't exceed $7.50 a week in 2026, however much you earn. (Source: Hawaii DLIR Disability Compensation Division, 2026 TDI maximum weekly wage base and contribution)

Federal taxes on every paycheck

Every US paycheck has the same three federal deductions, whichever state you work in. Together, Social Security and Medicare are called FICA (Federal Insurance Contributions Act) taxes.

Federal income tax withholding. Withholding is tax your employer takes out of each paycheck and sends to the IRS on your behalf. The amount depends on your pay and your Form W-4, using the IRS method in Publication 15-T. It is an estimate of your yearly tax; you settle the difference when you file your return.
Social Security. 6.2% of your wages, up to the wage base of $184,500 for the year. The wage base is the most pay that Social Security tax applies to.
Medicare. 1.45% of all your wages, with no limit. Once your pay from one employer passes $200,000 in a year, your employer also withholds an extra 0.9% Additional Medicare Tax on the amount above it.

Source: IRS Publication 15 (2026), (Circular E), Employer's Tax Guide.

Ways to change your paycheck

To change Hawaii withholding, give your employer a new Form HW-4. More allowances lower withholding; you can also ask for an extra amount each paycheck, which your employer must then withhold.

If you're a higher earner, consider extra Hawaii withholding: the tables don't reach the top brackets.

Update your Form W-4. Claiming dependents, checking the Step 2 box or asking for extra withholding changes how much federal tax comes out of each paycheck. The IRS Tax Withholding Estimator can help you fill it in.
Pre-tax deductions. Money you put into a traditional 401(k), an HSA or employer health insurance comes out before federal income tax, so your take-home pay drops by less than the amount you save.
Bonuses. Employers often withhold federal tax on a bonus paid separately at a flat rate. Add a bonus under More options to see it.

Hawaii payroll rules

Minimum wage: $16.00 an hour since January 1, 2026, rising to $18.00 on January 1, 2028. (Source: Hawaii Department of Labor and Industrial Relations, Minimum Wage)
Overtime: Overtime is generally required after 40 hours worked in a workweek, at time-and-a-half. (Source: US Department of Labor, State Minimum Wage Laws (updated July 1, 2026))
How often you must be paid: Employers must pay at least twice a month on regular paydays set in advance, within seven days after the end of each pay period. (Source: Hawaii Department of Labor and Industrial Relations, Unpaid Wages)
Final paycheck: If you're discharged, you must be paid in full at the time of discharge or by the next working day. If you quit, you're paid by the next regular payday, or on your last day if you gave at least one pay period's notice. (Source: Hawaii Department of Labor and Industrial Relations, Unpaid Wages)

For employers in Hawaii

State unemployment tax: Employers pay unemployment insurance on the first $64,500 of each employee's wages in 2026; new employers pay 2.40%. (Source: Hawaii DLIR Unemployment Insurance, Tax Rate Schedule and Weekly Benefit Amount)
New hire reporting: Employers must report new hires within 20 days of hire. (Source: US Department of Health and Human Services, Office of Child Support Services, State New Hire Reporting Requirements)
State income tax withholding: Employers register for a Hawaii withholding tax ID (Form BB-1 or online through Hawaii Tax Online). Employees file Form HW-4; the federal W-4 can't be used for Hawaii. (Source: Hawaii Department of Taxation, Booklet A Employer's Tax Guide (Rev. 2025), withholding tables for January 1, 2026 and after)

Hawaii employers also provide TDI and prepaid health care coverage under state law, and may share some of the cost with employees within the legal limits.

Compare Hawaii with other states

Take-home pay on a $60,000 salary, single filer, paid bi-weekly, no pre-tax deductions
			Per paycheck
Alaska	$271	$50,119	$1,926.53
Arizona	$1,200	$49,190	$1,891.92
Arkansas	$1,733	$48,657	$1,871.42
Alabama	$2,509	$47,881	$1,841.57
California	$2,583	$47,806	$1,838.71
Colorado	$2,662	$47,728	$1,835.69
Hawaii	$3,333	$47,056	$1,809.86

Most-searched state paycheck calculators

Hawaii paycheck FAQ

What are Hawaii's withholding rates in 2026?

From 1.4% to 7.9% in the withholding tables, after $1,144 per allowance and a $4,350 lump-sum allowance.

What is TDI on my Hawaii paycheck?

Temporary disability insurance. Your employer may deduct up to 0.5% of weekly wages, no more than $7.50 a week in 2026.

Can I use my federal W-4 for Hawaii?

No. Hawaii requires Form HW-4. Without one, your employer withholds as single with zero allowances.

When do I get my final paycheck in Hawaii?

At discharge or by the next working day if you're let go; by the next regular payday if you quit.

What is the minimum wage in Hawaii?

$16.00 an hour in 2026, rising to $18.00 on January 1, 2028.

Is overtime taxed more in Hawaii?

No. Overtime is taxed at the same rates as your other wages; a larger paycheck can mean more withholding that period.

Sources and methodology

Every rate and limit on this page comes from the official sources below, checked on 2026-11-04. Read how our paycheck calculator works for the calculation order and its limits.