Florida Paycheck Calculator
Updated for 2026 tax year · figures checked on
Florida has no personal income tax, so only federal income tax, Social Security and Medicare come out of your paycheck, along with any benefits you choose. This Florida paycheck calculator works as a salary or hourly take-home pay calculator and shows each deduction per paycheck and per year.
A single filer earning $60,000 a year and paid every two weeks gets $2,307.69 per paycheck before tax and takes home about $1,938.07, which adds up to $50,390 for the year.
Take-home pay per bi-weekly paycheck
$1,938.07
$50,389.82 a year from $59,999.94 gross pay (26 paychecks)
- Take-home 84.0%
- Federal income tax 8.4%
- Social Security 6.2%
- Medicare 1.4%
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $59,999.94 |
| Federal income tax | −$193.08 | −$5,020.08 |
| Social Security | −$143.08 | −$3,720.08 |
| Medicare | −$33.46 | −$869.96 |
| State income tax | $0.00 | $0.00 |
| Take-home pay | $1,938.07 | $50,389.82 |
Estimates for informational purposes only, based on 2026 withholding rules. Your actual paycheck may differ. This is not tax advice. Report an issue
Florida salary calculator: what your result means
The amount in large type is your estimated take-home pay per paycheck. Everything withheld is federal: Florida's state income tax line stays at zero, and Florida has no state disability or paid leave deduction.
For the $60,000 example, federal income tax withholding is about 8.4% of gross pay and Social Security and Medicare together are 7.7%. At $100,000 a year, take-home pay is roughly $3,045.38 every two weeks, or $79,180 a year.
If you work a minimum wage job, remember the rate is now $15.00 an hour; enter your hours under Hourly to see a weekly or bi-weekly check. On a $40,000 salary paid weekly, take-home pay is about $660.01.
How Florida taxes your paycheck
| State income tax on wages | None |
|---|---|
| State payroll programs withheld from pay | None |
Source: Florida Department of Revenue, FAQ: Do I have to file a personal income tax return in Florida?
Florida does not impose a personal income tax, and the Florida Constitution limits any state tax on residents' income. No state income tax is withheld from wages, and no Florida city or county taxes wages.
Florida's reemployment tax, its name for unemployment insurance, is paid by employers. The Department of Revenue states that workers don't pay it and employers must not make payroll deductions for it.
Why is my Florida state tax zero?
Because there is nothing to withhold. If you moved to Florida from a state with an income tax, check that your employer has stopped withholding your old state's tax; this calculator assumes you live and work in Florida.
Things to know about Florida paychecks
- Minimum wage changes move to January. The rate climbed by $1.00 every September 30 from $10.00 in 2021 until it reached $15.00 on September 30, 2026. Future inflation adjustments are calculated each September 30 but take effect on January 1. (Source: Florida Constitution, Article X, Section 24 (Florida minimum wage))
- No reemployment tax on your pay stub. Unemployment insurance in Florida is funded by employers only, so you should never see a reemployment tax deduction on your paycheck. (Source: Florida Department of Revenue, Florida Reemployment Tax)
- A 10-hour day for manual labor. Under a long-standing state law, 10 hours is a legal day's work for manual labor, and work beyond that earns extra pay unless you signed a written contract saying otherwise. (Source: Florida Statutes s. 448.01, Hours of labor that constitute a legal day's work)
Federal taxes on every paycheck
Every US paycheck has the same three federal deductions, whichever state you work in. Together, Social Security and Medicare are called FICA (Federal Insurance Contributions Act) taxes.
- Federal income tax withholding. Withholding is tax your employer takes out of each paycheck and sends to the IRS on your behalf. The amount depends on your pay and your Form W-4, using the IRS method in Publication 15-T. It is an estimate of your yearly tax; you settle the difference when you file your return.
- Social Security. 6.2% of your wages, up to the wage base of $184,500 for the year. The wage base is the most pay that Social Security tax applies to.
- Medicare. 1.45% of all your wages, with no limit. Once your pay from one employer passes $200,000 in a year, your employer also withholds an extra 0.9% Additional Medicare Tax on the amount above it.
Source: IRS Publication 15 (2026), (Circular E), Employer's Tax Guide.
Ways to change your paycheck
Florida has no state withholding certificate, so your Form W-4 is the only withholding form your employer uses. Changing it is the main way to change how much tax comes out of each paycheck.
Because there is no state tax, pre-tax benefits save only federal tax in Florida. A traditional 401(k) lowers federal income tax, while health insurance and HSA contributions through a Section 125 plan also lower Social Security and Medicare.
- Update your Form W-4. Claiming dependents, checking the Step 2 box or asking for extra withholding changes how much federal tax comes out of each paycheck. The IRS Tax Withholding Estimator can help you fill it in.
- Pre-tax deductions. Money you put into a traditional 401(k), an HSA or employer health insurance comes out before federal income tax, so your take-home pay drops by less than the amount you save.
- Bonuses. Employers often withhold federal tax on a bonus paid separately at a flat rate. Add a bonus under More options to see it.
Florida payroll rules
- Minimum wage
- $15.00 an hour since September 30, 2026, the last of the step increases written into the Florida Constitution. From now on the rate is adjusted for inflation: the new rate is calculated each September 30, starting in 2027, and takes effect the following January 1. Employers may count tips toward the minimum wage for tipped employees, up to the federal tip credit allowed in 2003. (Source: Florida Constitution, Article X, Section 24 (Florida minimum wage))
- Overtime
- Florida follows federal overtime rules for most workers: time-and-a-half after 40 hours a week. An older state law also treats 10 hours as a legal day's work for manual labor and entitles those workers to extra pay beyond 10 hours a day, unless a written contract says otherwise. (Source: Florida Statutes s. 448.01, Hours of labor that constitute a legal day's work)
- How often you must be paid
- Florida has no state law on how often employers must pay; the US Department of Labor lists it as having no regulations on paydays. (Source: US Department of Labor, State Payday Requirements (rev. January 1, 2023))
- Final paycheck
- We found no Florida law setting a deadline for a final paycheck. Federal law doesn't require employers to pay former employees immediately, so in practice your last check usually arrives on the next regular payday. (Source: US Department of Labor, Last Paycheck)
For employers in Florida
- State unemployment tax
- Employers pay reemployment tax on up to $7,000 of each employee's wages a year. New employers start at 2.7% until they have reported for 10 quarters. (Source: Florida Department of Revenue, Reemployment Tax Rate Information)
- New hire reporting
- Report new and rehired employees within 20 days of the date of hire or rehire. Independent contractors paid $600 or more in a calendar year must also be reported. (Source: Florida Department of Revenue, New Hire Reporting Form CS-EF315)
- State income tax withholding
- Florida doesn't impose a personal income tax, so there is no state withholding account or employee filing requirement. Federal withholding still applies. (Source: Florida Department of Revenue, FAQ: Do I have to file a personal income tax return in Florida?)
Florida's reemployment tax rate for experienced employers ranges from 0.1% to 5.4% in 2026, depending on their history of claims.
Compare Florida with neighboring states
Florida paycheck FAQ
Is there state income tax in Florida?
What is Florida's minimum wage?
When do I get my final paycheck in Florida?
Do Florida employers have to pay every two weeks?
Is overtime taxed more in Florida?
Sources and methodology
Every rate and limit on this page comes from the official sources below, checked on . Read how our paycheck calculator works for the calculation order and its limits.
- Florida Department of Revenue, FAQ: Do I have to file a personal income tax return in Florida?
- Florida Department of Revenue, Florida Reemployment Tax
- Florida Constitution, Article X, Section 24 (Florida minimum wage)
- Florida Statutes s. 448.01, Hours of labor that constitute a legal day's work
- US Department of Labor, State Payday Requirements (rev. January 1, 2023)
- US Department of Labor, Last Paycheck
- Florida Department of Revenue, Reemployment Tax Rate Information
- Florida Department of Revenue, New Hire Reporting Form CS-EF315
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS Form W-4 (2026), Employee's Withholding Certificate
- IRS Publication 15 (2026), (Circular E), Employer's Tax Guide
- IRS Publication 15-B (2026), Employer's Tax Guide to Fringe Benefits
- Social Security Administration, Cost-of-Living Increase and Other Determinations for 2027 (Federal Register, published 2026-10-26)