Oklahoma Paycheck Calculator

Updated for 2026 tax year · figures checked on November 3, 2026

Oklahoma withholds state income tax at graduated rates from 2.5% to 4.5%, after a rate cut that took effect in 2026. This Oklahoma paycheck calculator, also a salary and take-home pay calculator, shows your state withholding next to federal income tax, Social Security and Medicare.

A single filer on a $60,000 salary, paid every two weeks with one OK-W-4 allowance, has a $2,307.69 paycheck and takes home about $1,855.07, or $48,232 a year.

Take-home pay per bi-weekly paycheck

$1,855.07

$48,231.82 a year from $59,999.94 gross pay (26 paychecks)

Take-home 80.4%
Federal income tax 8.4%
Social Security 6.2%
Medicare 1.4%
State income tax 3.6%

Paycheck breakdown per paycheck and per year in Oklahoma
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.08
Medicare	−$33.46	−$869.96
State income tax	−$83.00	−$2,158.00
Take-home pay	$1,855.07	$48,231.82

How we calculated this

Estimates for informational purposes only, based on 2026 withholding rules. Your actual paycheck may differ. This is not tax advice. Report an issue

Oklahoma salary calculator: what your result means

Your result is take-home pay after federal taxes and Oklahoma income tax. In the $60,000 example, federal income tax is about 8.4% of gross pay, Social Security and Medicare 7.7%, and Oklahoma income tax 3.6%.

Oklahoma withholding is rounded to the nearest whole dollar on each paycheck, so your stub may differ from a hand calculation by a few cents. Enter your OK-W-4 allowances under More options.

At $100,000 a year, take-home pay is about $2,893.38 every two weeks, or $75,228 a year. A $40,000 salary paid weekly comes to about $636.01 per paycheck.

How Oklahoma taxes your paycheck

Oklahoma withholding at a glance
State income tax on wages	Graduated rates (see below)
State payroll programs withheld from pay	None

Source: Oklahoma Tax Commission, Packet OW-2 Oklahoma Income Tax Withholding Tables 2026 (Revised 11-2025)

Oklahoma withholding rates, single and head of household schedule

over $00%
over $10,1002.5%
over $11,2503.5%
over $13,5504.5%

Oklahoma withholding rates by taxable wages
Schedule	Taxable wages over	Rate
Single and head of household	$0	0%
	$10,100	2.5%
	$11,250	3.5%
	$13,550	4.5%
Married	$0	0%
	$20,200	2.5%
	$22,500	3.5%
	$27,100	4.5%

Source: Oklahoma Tax Commission, Packet OW-2 Oklahoma Income Tax Withholding Tables 2026 (Revised 11-2025)

Each OK-W-4 allowance lowers yearly withheld wages by $1,000. Thresholds shown are for a yearly payroll after allowances; per-paycheck tables apply the same rates.

From 2026 Oklahoma taxes income at 2.5%, 3.5% and 4.5%, with the top rate starting above $7,200 of taxable income for single filers and $14,400 for married couples filing jointly. Employers withhold with tables for each pay period: they subtract an allowance amount for each OK-W-4 allowance, $1,000 a year or $38.46 on a bi-weekly check, then apply the single or married table. No Oklahoma city or county taxes wages.

The tables build in Oklahoma's standard deduction, $6,350 for single filers and $12,700 for married couples, so lower-paid workers have nothing withheld. We treat 401(k), Section 125 health insurance, HSA and FSA deductions as lowering Oklahoma wages, as they do federally, while we confirm the state's rule.

Single, married, and the single-rate box

The OK-W-4 has only Single and Married boxes, so heads of household are withheld on the single table. Married couples who both work can tick "Married, but withhold at higher Single rate", because Oklahoma taxes married couples on combined income and the married table often withholds too little for two earners.

Things to know about Oklahoma paychecks

Withholding is rounded to the dollar. Employers using the percentage method drop amounts under 50 cents and round 50 cents or more up to the next dollar. (Source: Oklahoma Tax Commission, Packet OW-2 Oklahoma Income Tax Withholding Tables 2026 (Revised 11-2025))
Paydays within 11 days. Employers must set regular paydays within 11 days after each pay period ends, with three more days allowed to issue payment. (Source: Oklahoma Department of Labor, Wage and Hour FAQs)
Don't claim a working spouse. If your spouse works, you enter 0 for the spouse allowance on the OK-W-4, and only one of you should claim your dependents. (Source: Oklahoma Tax Commission, Form OK-W-4 Employee's State Withholding Allowance Certificate (Revised 3-2021))

Federal taxes on every paycheck

Every US paycheck has the same three federal deductions, whichever state you work in. Together, Social Security and Medicare are called FICA (Federal Insurance Contributions Act) taxes.

Federal income tax withholding. Withholding is tax your employer takes out of each paycheck and sends to the IRS on your behalf. The amount depends on your pay and your Form W-4, using the IRS method in Publication 15-T. It is an estimate of your yearly tax; you settle the difference when you file your return.
Social Security. 6.2% of your wages, up to the wage base of $184,500 for the year. The wage base is the most pay that Social Security tax applies to.
Medicare. 1.45% of all your wages, with no limit. Once your pay from one employer passes $200,000 in a year, your employer also withholds an extra 0.9% Additional Medicare Tax on the amount above it.

Source: IRS Publication 15 (2026), (Circular E), Employer's Tax Guide.

Ways to change your paycheck

To change Oklahoma withholding, give your employer a new Form OK-W-4. You claim 1 allowance for yourself, 1 for a spouse who doesn't work, 1 per dependent, and more if you itemize or have state credits. Line 6 lets you ask for an extra amount each paycheck.

If you have more than one job, claim fewer or no allowances at the jobs other than your main one so withholding comes closer to your total tax.

Update your Form W-4. Claiming dependents, checking the Step 2 box or asking for extra withholding changes how much federal tax comes out of each paycheck. The IRS Tax Withholding Estimator can help you fill it in.
Pre-tax deductions. Money you put into a traditional 401(k), an HSA or employer health insurance comes out before federal income tax, so your take-home pay drops by less than the amount you save.
Bonuses. Employers often withhold federal tax on a bonus paid separately at a flat rate. Add a bonus under More options to see it.

Oklahoma payroll rules

Minimum wage: $7.25 an hour. Oklahoma adopts the federal rate by reference; the state law covers employers with ten or more full-time employees at one location or more than $100,000 in yearly gross sales. (Source: US Department of Labor, State Minimum Wage Laws (updated July 1, 2026))
Overtime: Oklahoma has no separate overtime law. Employers covered by federal law pay time-and-a-half to non-exempt employees after 40 hours in a workweek. (Source: Oklahoma Department of Labor, Wage and Hour FAQs)
How often you must be paid: Non-exempt employees must be paid at least twice each calendar month, on regular paydays set within 11 days after the end of each pay period. Exempt and public employees may be paid monthly. (Source: Oklahoma Department of Labor, Wage and Hour FAQs)

For employers in Oklahoma

State unemployment tax: Employers pay unemployment tax on the first $25,000 of each employee's wages, with new employers at 1.50%. (Source: US Department of Labor, Significant Provisions of State Unemployment Insurance Laws, January 2026)
New hire reporting: Employers must report new hires within 20 days. (Source: US Department of Health and Human Services, Office of Child Support Services, State New Hire Reporting Requirements)
State income tax withholding: Employers need a federal EIN, then open an Oklahoma withholding account online and file and pay through OkTAP. Employees file Form OK-W-4. (Source: Oklahoma Tax Commission, Packet OW-2 Oklahoma Income Tax Withholding Tables 2026 (Revised 11-2025))

Withholding returns are due quarterly by the 20th of the month after the quarter, or monthly once withholding exceeds $500 a quarter; W-2s go to the Tax Commission through OkTAP by January 31.

Compare Oklahoma with neighboring states

Take-home pay on a $60,000 salary, single filer, paid bi-weekly, no pre-tax deductions
			Per paycheck
Texas	$0	$50,390	$1,938.07
Arkansas	$1,733	$48,657	$1,871.42
Missouri	$1,872	$48,518	$1,866.07
New Mexico	$2,033	$48,357	$1,859.89
Oklahoma	$2,158	$48,232	$1,855.07
Kansas	$2,549	$47,841	$1,840.04
Colorado	$2,662	$47,728	$1,835.69

Paycheck calculators for neighboring states: Arkansas, Colorado, Kansas, Missouri, New Mexico, Texas.

Most-searched state paycheck calculators

Oklahoma paycheck FAQ

What are Oklahoma's income tax rates in 2026?

2.5%, 3.5% and 4.5%, with the top rate starting above $7,200 of taxable income for single filers.

How many allowances should I claim on the OK-W-4?

1 for yourself, 1 for a spouse who doesn't work, and 1 per dependent. Each allowance lowers yearly withheld wages by $1,000.

I'm head of household. Which table applies?

The single table. The OK-W-4 only has Single and Married boxes.

How often must Oklahoma employers pay?

At least twice a month for non-exempt employees, on paydays set within 11 days after each pay period ends.

What is the minimum wage in Oklahoma?

$7.25 an hour, the federal minimum, which Oklahoma adopts by reference.

Is overtime taxed more in Oklahoma?

No. Overtime is taxed at the same rates as your other wages; a larger paycheck can mean more withholding that period.

Sources and methodology

Every rate and limit on this page comes from the official sources below, checked on 2026-11-03. Read how our paycheck calculator works for the calculation order and its limits.