Texas Paycheck Calculator

Updated for 2026 tax year · figures checked on November 3, 2026

Texas has no state income tax, so your paycheck is reduced only by federal income tax, Social Security and Medicare, plus any benefits you sign up for. Use this Texas paycheck calculator as a Texas salary calculator or hourly take-home pay calculator to see each amount per paycheck and per year.

For example, a single filer on a $60,000 salary paid every two weeks earns $2,307.69 per paycheck before tax and takes home about $1,938.07, or $50,390 a year.

Take-home pay per bi-weekly paycheck

$1,938.07

$50,389.82 a year from $59,999.94 gross pay (26 paychecks)

Take-home 84.0%
Federal income tax 8.4%
Social Security 6.2%
Medicare 1.4%

Paycheck breakdown per paycheck and per year in Texas
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.08
Medicare	−$33.46	−$869.96
State income tax	$0.00	$0.00
Take-home pay	$1,938.07	$50,389.82

How we calculated this

Estimates for informational purposes only, based on 2026 withholding rules. Your actual paycheck may differ. This is not tax advice. Report an issue

Texas salary calculator: what your result means

Your result is what lands in your account each payday. Because Texas has no state tax on wages, the state line is always zero and the gap between gross and net pay is federal withholding, FICA and the deductions you entered.

On a $60,000 salary, federal income tax withholding takes about 8.4% of your gross pay and Social Security plus Medicare take 7.7%. At $100,000, take-home pay is about $3,045.38 per bi-weekly paycheck, or $79,180 for the year.

Most hourly workers in Texas must be paid at least twice a month, so choose Bi-weekly or Semi-monthly to match your pay stub. A $40,000 salary paid weekly comes to about $660.01 per paycheck.

How Texas taxes your paycheck

Texas withholding at a glance
State income tax on wages	None
State payroll programs withheld from pay	None

Source: Texas Constitution, Article 8, Section 24-a (Individual income tax prohibited)

Since 2019 the Texas Constitution has prohibited the Legislature from taxing individuals' net incomes, so no state income tax is withheld from wages and no Texas city or county taxes them either. Texas also has no state disability or paid family leave program that takes money from paychecks.

State unemployment tax exists, but it is paid by employers only. Texas law says an employer may not deduct any part of it from your wages, so it never appears on your pay stub as a deduction.

Why is my Texas state tax zero?

Because Texas doesn't tax wages. The calculator shows the state line anyway so you can see it is zero. If you live in Texas but work in a state that taxes wages, that state may tax your pay; this calculator assumes you live and work in Texas.

Things to know about Texas paychecks

Deductions need your written permission. Apart from taxes, court orders and deductions required by law, an employer may take money from your pay only with your written authorization for a lawful purpose. (Source: Texas Labor Code, Chapter 61 (Texas Payday Law))
Fired workers are paid faster than those who quit. A fired employee must be paid in full within six days, while someone who quits waits until the next regular payday. (Source: Texas Labor Code, Chapter 61 (Texas Payday Law))
Unpaid wage claims have a 180-day deadline. A wage claim under the Texas Payday Law must be filed within 180 days of the date the wages were due. (Source: Texas Labor Code, Chapter 61 (Texas Payday Law))

Federal taxes on every paycheck

Every US paycheck has the same three federal deductions, whichever state you work in. Together, Social Security and Medicare are called FICA (Federal Insurance Contributions Act) taxes.

Federal income tax withholding. Withholding is tax your employer takes out of each paycheck and sends to the IRS on your behalf. The amount depends on your pay and your Form W-4, using the IRS method in Publication 15-T. It is an estimate of your yearly tax; you settle the difference when you file your return.
Social Security. 6.2% of your wages, up to the wage base of $184,500 for the year. The wage base is the most pay that Social Security tax applies to.
Medicare. 1.45% of all your wages, with no limit. Once your pay from one employer passes $200,000 in a year, your employer also withholds an extra 0.9% Additional Medicare Tax on the amount above it.

Source: IRS Publication 15 (2026), (Circular E), Employer's Tax Guide.

Ways to change your paycheck

Texas has no state withholding form, so your federal Form W-4 is the only one that changes your tax withholding. If you got a big federal refund last year, updating your W-4 can raise each paycheck instead.

Pre-tax deductions reduce federal tax only, because there is no Texas tax to reduce. Before your employer starts any other deduction, such as a uniform or equipment charge, Texas law requires your written authorization.

Update your Form W-4. Claiming dependents, checking the Step 2 box or asking for extra withholding changes how much federal tax comes out of each paycheck. The IRS Tax Withholding Estimator can help you fill it in.
Pre-tax deductions. Money you put into a traditional 401(k), an HSA or employer health insurance comes out before federal income tax, so your take-home pay drops by less than the amount you save.
Bonuses. Employers often withhold federal tax on a bonus paid separately at a flat rate. Add a bonus under More options to see it.

Texas payroll rules

Minimum wage: $7.25 an hour. Texas law adopts the federal minimum wage by reference instead of setting its own figure, and cities can't set a higher minimum for private employers. Tipped employees, those who regularly receive more than $20 a month in tips, can be paid using the federal tip credit. (Source: Texas Labor Code, Chapter 62 (Minimum Wage))
Overtime: Texas has no state overtime law; the Texas minimum wage chapter doesn't apply to workers covered by the federal Fair Labor Standards Act, so federal rules apply: time-and-a-half after 40 hours in a workweek for non-exempt employees. (Source: Texas Labor Code, Chapter 62 (Minimum Wage))
How often you must be paid: Employees who qualify for overtime must be paid at least twice a month, in pay periods as close to equal as possible. Employees exempt from federal overtime rules must be paid at least once a month. If an employer doesn't set paydays, they default to the 1st and 15th of each month. (Source: Texas Labor Code, Chapter 61 (Texas Payday Law))
Final paycheck: If you're fired, you must be paid in full within six days. If you quit, you must be paid in full by the next regularly scheduled payday. (Source: Texas Labor Code, Chapter 61 (Texas Payday Law))

For employers in Texas

State unemployment tax: Employers pay state unemployment tax on the first $9,000 of each employee's wages in a calendar year. Most new employers start at a rate of 2.70%. Texas law bars employers from deducting any of this tax from wages. (Source: Texas Workforce Commission, Estimate Chargebacks and Tax Rates)
New hire reporting: Report new hires and rehires to the Office of the Attorney General within 20 calendar days of the date the employee starts earning wages. (Source: Office of the Texas Attorney General, New Hire Reporting)
State income tax withholding: The Texas Constitution prohibits a tax on individuals' net incomes, so there is no state income tax withholding account. Employers withhold only federal income tax, Social Security and Medicare. (Source: Texas Constitution, Article 8, Section 24-a (Individual income tax prohibited))

Employers must designate paydays and post notices of them where employees can see them; if no paydays are designated, the law sets them as the 1st and 15th of the month.

Compare Texas with neighboring states

Take-home pay on a $60,000 salary, single filer, paid bi-weekly, no pre-tax deductions
			Per paycheck
Texas	$0	$50,390	$1,938.07
Louisiana	$1,456	$48,934	$1,882.06
Arkansas	$1,733	$48,657	$1,871.42
New Mexico	$2,033	$48,357	$1,859.89
Oklahoma	$2,158	$48,232	$1,855.07

Paycheck calculators for neighboring states: Arkansas, Louisiana, New Mexico, Oklahoma.

Most-searched state paycheck calculators

Texas paycheck FAQ

Does Texas take state income tax out of paychecks?

No. The Texas Constitution prohibits a state tax on individuals' net incomes, so nothing is withheld for the state. Your paycheck shows federal income tax, Social Security and Medicare.

What is the minimum wage in Texas?

$7.25 an hour. Texas adopts the federal minimum wage by reference, so it changes only if the federal rate changes.

How soon do I get my final paycheck in Texas?

Within six days if you were fired, or by the next regular payday if you quit.

How often must Texas employers pay?

At least twice a month for employees who qualify for overtime, and at least once a month for employees exempt from federal overtime rules.

Is overtime taxed more in Texas?

No. Overtime is added to your regular pay. A larger paycheck can mean more federal withholding for that pay period, but Texas adds no state tax.

Sources and methodology

Every rate and limit on this page comes from the official sources below, checked on 2026-11-03. Read how our paycheck calculator works for the calculation order and its limits.