Minnesota Paycheck Calculator

Updated for 2026 tax year · figures checked on November 3, 2026

Minnesota withholds state income tax at graduated rates from 5.35% to 9.85%, and from 2026 most workers also pay part of the new Paid Leave premium, up to 0.44% of wages. This Minnesota paycheck calculator, also a salary and take-home pay calculator, shows both next to federal income tax, Social Security and Medicare.

A single filer on a $60,000 salary, paid every two weeks with one W-4MN allowance, has a $2,307.69 paycheck and takes home about $1,815.73, or $47,209 a year.

Take-home pay per bi-weekly paycheck

$1,815.73

$47,208.98 a year from $59,999.94 gross pay (26 paychecks)

Take-home 78.7%
Federal income tax 8.4%
Social Security 6.2%
Medicare 1.4%
State income tax 4.9%
Minnesota Paid Leave (employee share) 0.4%

Paycheck breakdown per paycheck and per year in Minnesota
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.08
Medicare	−$33.46	−$869.96
State income tax	−$112.19	−$2,916.94
Minnesota Paid Leave (employee share)	−$10.15	−$263.90
Take-home pay	$1,815.73	$47,208.98

How we calculated this

Estimates for informational purposes only, based on 2026 withholding rules. Your actual paycheck may differ. This is not tax advice. Report an issue

Minnesota salary calculator: what your result means

Your result is take-home pay after federal taxes, Minnesota income tax and the Paid Leave premium. In the $60,000 example, federal income tax is about 8.4% of gross pay, Social Security and Medicare 7.7%, and Minnesota income tax plus Paid Leave 5.3%.

The Paid Leave line shows the most an employer may deduct; some employers pay more of it themselves. Enter your W-4MN allowances under More options.

At $100,000 a year, take-home pay is about $2,811.65 every two weeks, or $73,103 a year. A $40,000 salary paid weekly comes to about $625.76 per paycheck.

How Minnesota taxes your paycheck

Minnesota withholding at a glance
State income tax on wages	Graduated rates (see below)
Minnesota Paid Leave (employee share)	0.44% employee rate of wages up to $185,000

Source: Minnesota Department of Revenue, 2026 Minnesota Income Tax Withholding Instruction Booklet and Tax Tables

Minnesota withholding rates, single and head of household schedule

over $00%
over $4,7005.35%
over $38,0106.8%
over $114,1307.85%
over $207,8509.85%

Minnesota withholding rates by taxable wages
Schedule	Taxable wages over	Rate
Single and head of household	$0	0%
	$4,700	5.35%
	$38,010	6.8%
	$114,130	7.85%
	$207,850	9.85%
Married	$0	0%
	$14,700	5.35%
	$63,400	6.8%
	$208,180	7.85%
	$352,630	9.85%

Source: Minnesota Department of Revenue, 2026 Minnesota Income Tax Withholding Instruction Booklet and Tax Tables

Thresholds are yearly wages after $5,300 per W-4MN allowance.

Employers annualize your pay, subtract $5,300 for each W-4MN allowance and apply Minnesota's single or married chart, with rates from 5.35% to 9.85%. Heads of household use the single chart. Bonuses paid separately are withheld at a flat 6.25%. No Minnesota city or county taxes wages.

We treat 401(k), Section 125 health insurance, HSA and FSA deductions as lowering Minnesota taxable wages, as they do federally, while we confirm the state's rule.

Paid Leave premium

Minnesota Paid Leave started on January 1, 2026. The premium is 0.88% of wages (0.61% for medical leave and 0.27% for family leave) up to $185,000 a year. Employers pay at least half and may deduct up to 0.44% from you.

Small employers pay a reduced total rate of 0.66%, but that doesn't change the employee share. Paid Leave wages include your 401(k) and cafeteria plan salary reductions, so those don't lower it.

Things to know about Minnesota paychecks

Overtime after 48 hours under state law. Minnesota's own overtime rule starts after 48 hours a week; most employers are also covered by federal law, which starts at 40. (Source: US Department of Labor, State Minimum Wage Laws (updated July 1, 2026))
A new Paid Leave deduction in 2026. Employers can deduct up to 0.44% of wages for Minnesota's Paid Leave program, which began in 2026. (Source: Minnesota DEED, Paid Leave Overview and Responsibilities: Bookkeeper Presentation (December 2025))
Quitting means payment by the next payday. If you quit or resign, wages are due by the first regularly scheduled payday after your last day of work. (Source: Minnesota Statutes § 181.14, Payment to employees who quit or resign)

Federal taxes on every paycheck

Every US paycheck has the same three federal deductions, whichever state you work in. Together, Social Security and Medicare are called FICA (Federal Insurance Contributions Act) taxes.

Federal income tax withholding. Withholding is tax your employer takes out of each paycheck and sends to the IRS on your behalf. The amount depends on your pay and your Form W-4, using the IRS method in Publication 15-T. It is an estimate of your yearly tax; you settle the difference when you file your return.
Social Security. 6.2% of your wages, up to the wage base of $184,500 for the year. The wage base is the most pay that Social Security tax applies to.
Medicare. 1.45% of all your wages, with no limit. Once your pay from one employer passes $200,000 in a year, your employer also withholds an extra 0.9% Additional Medicare Tax on the amount above it.

Source: IRS Publication 15 (2026), (Circular E), Employer's Tax Guide.

Ways to change your paycheck

To change Minnesota withholding, give your employer a new Form W-4MN. It has its own allowance worksheet (yourself, your spouse, dependents and head of household) and a line for extra withholding each paycheck. Without one, you're withheld as single with zero allowances.

Married employees can choose to be withheld at the higher single rate. Exempt claims must be renewed by February 15 each year.

Update your Form W-4. Claiming dependents, checking the Step 2 box or asking for extra withholding changes how much federal tax comes out of each paycheck. The IRS Tax Withholding Estimator can help you fill it in.
Pre-tax deductions. Money you put into a traditional 401(k), an HSA or employer health insurance comes out before federal income tax, so your take-home pay drops by less than the amount you save.
Bonuses. Employers often withhold federal tax on a bonus paid separately at a flat rate. Add a bonus under More options to see it.

Minnesota payroll rules

Minimum wage: $11.41 an hour in 2026 for all employers, rising to $11.87 on January 1, 2027. Workers under 20 can be paid a 90-day training wage of $9.31. (Source: Minnesota Department of Labor and Industry, Minimum wage in Minnesota)
Overtime: Minnesota law requires time-and-a-half after 48 hours in a workweek; employers covered by federal law must pay it after 40. (Source: US Department of Labor, State Minimum Wage Laws (updated July 1, 2026))
How often you must be paid: Employers must pay all wages at least once every 31 days on a regular payday, and commissions at least every three months. (Source: US Department of Labor, State Payday Requirements (rev. January 1, 2023))
Final paycheck: If you're fired, earned wages are due on demand, and the employer is in default if they aren't paid within 24 hours. (Source: Minnesota Statutes § 181.13, Penalty for failure to pay wages promptly)

For employers in Minnesota

State unemployment tax: Employers pay unemployment tax on the first $44,000 of each employee's wages. New employers pay the average rate for their industry. (Source: US Department of Labor, Significant Provisions of State Unemployment Insurance Laws, January 2026)
New hire reporting: Employers must report new hires within 20 days. (Source: US Department of Health and Human Services, Office of Child Support Services, State New Hire Reporting Requirements)
State income tax withholding: Employers must register for a Minnesota Tax ID if they expect to withhold within the next 30 days, or face a $100 penalty. Employees who complete a federal W-4 must also complete Form W-4MN. (Source: Minnesota Department of Revenue, 2026 Minnesota Income Tax Withholding Instruction Booklet and Tax Tables)

The first Paid Leave premium payments were due April 30, 2026.

Compare Minnesota with neighboring states

Take-home pay on a $60,000 salary, single filer, paid bi-weekly, no pre-tax deductions
			Per paycheck
South Dakota	$0	$50,390	$1,938.07
North Dakota	$52	$50,338	$1,936.07
Iowa	$1,746	$48,644	$1,870.92
Wisconsin	$2,765	$47,625	$1,831.74
Minnesota	$3,181	$47,209	$1,815.73

Paycheck calculators for neighboring states: Iowa, North Dakota, South Dakota, Wisconsin.

Most-searched state paycheck calculators

Minnesota paycheck FAQ

What are Minnesota's withholding rates in 2026?

From 5.35% to 9.85%, after $5,300 a year for each W-4MN allowance.

How much is Minnesota Paid Leave on my paycheck?

Up to 0.44% of wages, on wages up to $185,000. Your employer pays at least half of the 0.88% premium.

Do I need a W-4MN?

Yes. Without one, your employer withholds as if you're single with zero allowances.

When do I get my final paycheck in Minnesota?

Within 24 hours of asking if you're fired; by the next regular payday if you quit.

What is the minimum wage in Minnesota?

$11.41 an hour in 2026 and $11.87 from January 1, 2027.

Are bonuses taxed more in Minnesota?

Bonuses paid separately are withheld at a flat 6.25% for Minnesota.

Sources and methodology

Every rate and limit on this page comes from the official sources below, checked on 2026-11-03. Read how our paycheck calculator works for the calculation order and its limits.