Missouri Paycheck Calculator
Updated for 2026 tax year · figures checked on
Missouri withholds state income tax at rates up to 4.7%, and Kansas City and St. Louis each add a 1% earnings tax for people who live or work there. This Missouri paycheck calculator, also a salary and take-home pay calculator, shows both next to federal income tax, Social Security and Medicare.
A single filer on a $60,000 salary, paid every two weeks, has a $2,307.69 paycheck and takes home about $1,866.07 outside the two cities, or $48,518 a year.
Take-home pay per bi-weekly paycheck
$1,866.07
$48,517.82 a year from $59,999.94 gross pay (26 paychecks)
- Take-home 80.9%
- Federal income tax 8.4%
- Social Security 6.2%
- Medicare 1.4%
- State income tax 3.1%
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $59,999.94 |
| Federal income tax | −$193.08 | −$5,020.08 |
| Social Security | −$143.08 | −$3,720.08 |
| Medicare | −$33.46 | −$869.96 |
| State income tax | −$72.00 | −$1,872.00 |
| Take-home pay | $1,866.07 | $48,517.82 |
Estimates for informational purposes only, based on 2026 withholding rules. Your actual paycheck may differ. This is not tax advice. Report an issue
Missouri salary calculator: what your result means
Your result is take-home pay after federal taxes, Missouri income tax and, if you pick one, a city earnings tax. In the $60,000 example, federal income tax is about 8.4% of gross pay, Social Security and Medicare 7.7%, and Missouri income tax 3.1%.
Missouri withholding is rounded to the whole dollar on each paycheck. Choose Kansas City or St. Louis under More options if you live in one of them, or work there as a nonresident.
At $100,000 a year, take-home pay is about $2,900.38 every two weeks, or $75,410 a year. A $40,000 salary paid weekly comes to about $642.01 per paycheck.
How Missouri taxes your paycheck
| State income tax on wages | Graduated rates (see below) |
|---|---|
| State payroll programs withheld from pay | None |
- over $00%
- over $1,3482%
- over $2,6962.5%
- over $4,0443%
- over $5,3923.5%
- over $6,7404%
- over $8,0884.5%
- over $9,4364.7%
| Schedule | Taxable wages over | Rate |
|---|---|---|
| All filers | $0 | 0% |
| $1,348 | 2% | |
| $2,696 | 2.5% | |
| $4,044 | 3% | |
| $5,392 | 3.5% | |
| $6,740 | 4% | |
| $8,088 | 4.5% | |
| $9,436 | 4.7% |
- Thresholds are yearly taxable wages after a standard deduction of $16,100 (single or married with a working spouse), $24,150 (head of household) or $32,200 (married, spouse not working).
Employers annualize your pay and subtract a standard deduction: $16,100 if you're single or married with a working spouse, $24,150 for head of household, and $32,200 if you're married and your spouse doesn't work, a box on line 1 of the MO W-4. The first $1,348 of the rest isn't taxed; rates then step up from 2% to 4.7%, which applies above $9,436. Because the top rate starts so low, most full-time workers pay 4.7% on most of their taxable wages.
Missouri uses the federal definition of wages, so 401(k), Section 125 health insurance, HSA and FSA deductions lower Missouri wages too.
Kansas City and St. Louis earnings taxes
Kansas City taxes residents' earned income wherever it's earned, and nonresidents' pay for work done in the city, at 1%. St. Louis City applies its 1% earnings tax to employees who live or work in the city.
Both cities leave out cafeteria plan and retirement plan deferrals, much like federal income tax. St. Louis employers also pay a separate payroll expense tax, which isn't taken from your pay.
Things to know about Missouri paychecks
- Withholding is rounded to the dollar. Missouri requires employers to round each paycheck's state withholding to the nearest whole dollar. (Source: Missouri Department of Revenue, 2026 Missouri Withholding Tax Formula (official document, archived copy dated 2026-10-26))
- A box for a non-working spouse. Married employees whose spouse doesn't work tick a box on the MO W-4, which doubles the standard deduction used for withholding. (Source: Missouri Department of Revenue, 2026 Missouri Withholding Tax Formula (official document, archived copy dated 2026-10-26))
- City tax for nonresidents too. You don't have to live in St. Louis to pay its earnings tax: nonresidents who work in the city pay it too. (Source: City of St. Louis Collector of Revenue, Earnings Tax: Payroll Tax Info (official page, archived copy dated 2026-08-08))
Federal taxes on every paycheck
Every US paycheck has the same three federal deductions, whichever state you work in. Together, Social Security and Medicare are called FICA (Federal Insurance Contributions Act) taxes.
- Federal income tax withholding. Withholding is tax your employer takes out of each paycheck and sends to the IRS on your behalf. The amount depends on your pay and your Form W-4, using the IRS method in Publication 15-T. It is an estimate of your yearly tax; you settle the difference when you file your return.
- Social Security. 6.2% of your wages, up to the wage base of $184,500 for the year. The wage base is the most pay that Social Security tax applies to.
- Medicare. 1.45% of all your wages, with no limit. Once your pay from one employer passes $200,000 in a year, your employer also withholds an extra 0.9% Additional Medicare Tax on the amount above it.
Source: IRS Publication 15 (2026), (Circular E), Employer's Tax Guide.
Ways to change your paycheck
To change Missouri withholding, give your employer a new Form MO W-4. Line 2 lets you ask for an extra amount each paycheck if you expect to owe more.
Bonuses and overtime paid separately from regular wages can be withheld at a flat 4.7%, or added to your regular pay for the period.
- Update your Form W-4. Claiming dependents, checking the Step 2 box or asking for extra withholding changes how much federal tax comes out of each paycheck. The IRS Tax Withholding Estimator can help you fill it in.
- Pre-tax deductions. Money you put into a traditional 401(k), an HSA or employer health insurance comes out before federal income tax, so your take-home pay drops by less than the amount you save.
- Bonuses. Employers often withhold federal tax on a bonus paid separately at a flat rate. Add a bonus under More options to see it.
Missouri payroll rules
- Minimum wage
- $15.00 an hour in 2026. Tipped employees must get at least $7.50 in cash wages plus tips reaching $15.00. Retail and service businesses with yearly gross income under $500,000 aren't covered by the state minimum. (Source: Missouri Department of Labor and Industrial Relations, Minimum Wage (official page, archived copy dated 2026-10-26))
- Overtime
- Time-and-a-half after 40 hours in a workweek. (Source: US Department of Labor, State Minimum Wage Laws (updated July 1, 2026))
- How often you must be paid
- Corporations doing business in Missouri must pay at least twice a month, within 16 days of the end of each pay period. Executive, administrative and professional employees and some salespeople may be paid monthly. (Source: Missouri Revised Statutes § 290.080, Semimonthly wage payments (official page, archived copy dated 2026-11-03))
- Final paycheck
- If you're discharged, unpaid wages are due on the day of discharge. An employer that doesn't pay can owe your daily wages until it does, for up to 60 days. (Source: Missouri Revised Statutes § 290.110, Payment of wages on discharge (official page, archived copy dated 2026-10-19))
For employers in Missouri
- State unemployment tax
- Employers pay unemployment tax on the first $9,000 of each employee's wages, with new employers at 2.376%. (Source: US Department of Labor, Significant Provisions of State Unemployment Insurance Laws, January 2026)
- New hire reporting
- Employers must report new hires within 20 days. (Source: US Department of Health and Human Services, Office of Child Support Services, State New Hire Reporting Requirements)
- State income tax withholding
- Employers register a new business for withholding through the MyTax Missouri portal. Employees file Form MO W-4; without one, employers withhold as single. (Source: Missouri Department of Revenue, Form 4282 Missouri Employer's Tax Guide 2026 (official document, archived copy dated 2026-08-08))
Missouri has no reciprocity agreements with other states; nonresidents' withholding is based on the share of wages earned in Missouri.
Compare Missouri with neighboring states
| Per paycheck | |||
|---|---|---|---|
| Tennessee | $0 | $50,390 | $1,938.07 |
| Arkansas | $1,733 | $48,657 | $1,871.42 |
| Iowa | $1,746 | $48,644 | $1,870.92 |
| Missouri | $1,872 | $48,518 | $1,866.07 |
| Kentucky | $1,983 | $48,407 | $1,861.82 |
| Nebraska | $2,124 | $48,266 | $1,856.37 |
| Oklahoma | $2,158 | $48,232 | $1,855.07 |
| Kansas | $2,549 | $47,841 | $1,840.04 |
| Illinois | $2,825 | $47,565 | $1,829.41 |
Paycheck calculators for neighboring states: Arkansas, Iowa, Illinois, Kansas, Kentucky, Nebraska, Oklahoma, Tennessee.
Most-searched state paycheck calculators
Missouri paycheck FAQ
What are Missouri's withholding rates in 2026?
Who pays the Kansas City earnings tax?
Who pays the St. Louis earnings tax?
When do I get my final paycheck in Missouri?
What is the minimum wage in Missouri?
Is overtime taxed more in Missouri?
Sources and methodology
Every rate and limit on this page comes from the official sources below, checked on . Read how our paycheck calculator works for the calculation order and its limits.
- Missouri Department of Revenue, 2026 Missouri Withholding Tax Formula (official document, archived copy dated 2026-10-26)
- Missouri Department of Revenue, Form 4282 Missouri Employer's Tax Guide 2026 (official document, archived copy dated 2026-08-08)
- Missouri Department of Labor and Industrial Relations, Minimum Wage (official page, archived copy dated 2026-10-26)
- US Department of Labor, State Minimum Wage Laws (updated July 1, 2026)
- Missouri Revised Statutes § 290.080, Semimonthly wage payments (official page, archived copy dated 2026-11-03)
- Missouri Revised Statutes § 290.110, Payment of wages on discharge (official page, archived copy dated 2026-10-19)
- US Department of Labor, Significant Provisions of State Unemployment Insurance Laws, January 2026
- US Department of Health and Human Services, Office of Child Support Services, State New Hire Reporting Requirements
- City of Kansas City, Missouri, Tax FAQs: earnings tax (official page, archived copy dated 2025-09-06)
- City of St. Louis Collector of Revenue, Earnings Tax: Payroll Tax Info (official page, archived copy dated 2026-08-08)
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS Form W-4 (2026), Employee's Withholding Certificate
- IRS Publication 15 (2026), (Circular E), Employer's Tax Guide
- IRS Publication 15-B (2026), Employer's Tax Guide to Fringe Benefits
- Social Security Administration, Cost-of-Living Increase and Other Determinations for 2027 (Federal Register, published 2026-10-26)