Pennsylvania Paycheck Calculator

Updated for 2026 tax year · figures checked on November 3, 2026

Pennsylvania withholds a flat 3.07% state income tax with no exemptions, and nearly every municipality adds a local earned income tax, plus a Local Services Tax of up to $52 a year in many places. This Pennsylvania paycheck calculator, also a PA salary and take-home pay calculator, shows them all next to federal income tax, Social Security and Medicare.

A single filer on a $60,000 salary, paid every two weeks, has a $2,307.69 paycheck and takes home about $1,865.60 before local taxes, or $48,506 a year.

Take-home pay per bi-weekly paycheck

$1,865.60

$48,505.60 a year from $59,999.94 gross pay (26 paychecks)

Take-home 80.8%
Federal income tax 8.4%
Social Security 6.2%
Medicare 1.4%
State income tax 3.1%
Pennsylvania unemployment (employee) 0.1%

Paycheck breakdown per paycheck and per year in Pennsylvania
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.08
Medicare	−$33.46	−$869.96
State income tax	−$70.85	−$1,842.10
Pennsylvania unemployment (employee)	−$1.62	−$42.12
Take-home pay	$1,865.60	$48,505.60

How we calculated this

Estimates for informational purposes only, based on 2026 withholding rules. Your actual paycheck may differ. This is not tax advice. Report an issue

Pennsylvania salary calculator: what your result means

Your result is take-home pay after federal taxes, Pennsylvania income tax, the employee unemployment contribution and any local taxes you choose. In the $60,000 example, federal income tax is about 8.4% of gross pay, Social Security and Medicare 7.7%, and Pennsylvania tax and UC 3.1%.

Choose where you live and where you work under More options: your home sets your local earned income tax rate, and your work location can add its Local Services Tax and, if higher, its nonresident rate.

At $100,000 a year, take-home pay is about $2,924.61 every two weeks, or $76,040 a year before local taxes. A $40,000 salary paid weekly comes to about $635.85 per paycheck.

How Pennsylvania taxes your paycheck

Pennsylvania withholding at a glance
State income tax on wages	Flat 3.07%
Pennsylvania unemployment (employee)	0.07% employee rate

Source: Pennsylvania Department of Revenue, Employer Withholding (3.07%)

Pennsylvania withholds 3.07% of compensation for residents and nonresidents alike, with no allowances or filing status. Unlike federal tax, Pennsylvania taxes your 401(k), 403(b) and 457 contributions and dependent care accounts; health insurance under a qualified cafeteria plan is excluded. Employees also pay unemployment compensation tax of 0.07% on all wages.

Local earned income tax and Local Services Tax

Under Act 32, employers withhold the higher of two rates: the total resident rate for the municipality and school district where you live, or the nonresident rate where you work. Both use the same wage base as state tax. The calculator includes every municipality in the state's register.

The Local Services Tax is a flat yearly amount set by the municipality where you work, up to $52 in most places, taken in equal parts each pay period. Where it's more than $10, people earning less than $12,000 a year are exempt.

Philadelphia isn't part of Act 32. It levies its own Wage Tax, 3.735% for residents and 3.425% for nonresidents from July 1, 2026, and taxes 401(k) and cafeteria plan deductions too. People eligible for Pennsylvania tax forgiveness can claim a refund down to 1.5%.

Things to know about Pennsylvania paychecks

Your 401(k) is taxed by Pennsylvania. Pennsylvania taxes employee contributions to 401(k), 403(b) and 457 plans, though they're excluded from federal income tax. (Source: Pennsylvania Department of Revenue, PA Personal Income Tax Guide: Gross Compensation)
The higher local rate wins. Employers withhold the higher of your home resident rate and your work location's nonresident earned income tax rate. (Source: Pennsylvania DCED, Local Withholding Tax FAQs)
Reciprocity with six states. Residents of Indiana, Maryland, New Jersey, Ohio, Virginia and West Virginia working in Pennsylvania don't have Pennsylvania tax withheld if they file a nonwithholding application. (Source: Pennsylvania Department of Revenue, REV-415 Employer Withholding Information Guide)

Federal taxes on every paycheck

Every US paycheck has the same three federal deductions, whichever state you work in. Together, Social Security and Medicare are called FICA (Federal Insurance Contributions Act) taxes.

Federal income tax withholding. Withholding is tax your employer takes out of each paycheck and sends to the IRS on your behalf. The amount depends on your pay and your Form W-4, using the IRS method in Publication 15-T. It is an estimate of your yearly tax; you settle the difference when you file your return.
Social Security. 6.2% of your wages, up to the wage base of $184,500 for the year. The wage base is the most pay that Social Security tax applies to.
Medicare. 1.45% of all your wages, with no limit. Once your pay from one employer passes $200,000 in a year, your employer also withholds an extra 0.9% Additional Medicare Tax on the amount above it.

Source: IRS Publication 15 (2026), (Circular E), Employer's Tax Guide.

Ways to change your paycheck

There's no Pennsylvania W-4: the state rate doesn't depend on allowances or filing status, so the main way to lower Pennsylvania tax is a qualified cafeteria plan deduction. For local tax, employers rely on the Residency Certification Form you give them.

Bonuses are added to your pay for the period and taxed at 3.07%.

Update your Form W-4. Claiming dependents, checking the Step 2 box or asking for extra withholding changes how much federal tax comes out of each paycheck. The IRS Tax Withholding Estimator can help you fill it in.
Pre-tax deductions. Money you put into a traditional 401(k), an HSA or employer health insurance comes out before federal income tax, so your take-home pay drops by less than the amount you save.
Bonuses. Employers often withhold federal tax on a bonus paid separately at a flat rate. Add a bonus under More options to see it.

Pennsylvania payroll rules

Minimum wage: $7.25 an hour, the same as the federal minimum. (Source: US Department of Labor, State Minimum Wage Laws (updated July 1, 2026))
Overtime: Time-and-a-half after 40 hours in a workweek. (Source: US Department of Labor, State Minimum Wage Laws (updated July 1, 2026))

For employers in Pennsylvania

State unemployment tax: Employers pay unemployment tax on the first $10,000 of each employee's wages, with most new employers at 3.822%. Employees also pay a small share on all wages, shown in your result. (Source: Pennsylvania Department of Labor & Industry, UC Tax Yearly Highlights (2026 employee withholding rate 0.07%))
New hire reporting: Employers must report new hires within 20 days. (Source: US Department of Health and Human Services, Office of Child Support Services, State New Hire Reporting Requirements)
State income tax withholding: Employers get a federal EIN, then register for an Employer Withholding account through myPATH, the Department of Revenue's online system. (Source: Pennsylvania Department of Revenue, Employer Withholding (3.07%))

Employers report local earned income tax to the tax collector for each employee's home location, using the PSD codes in the state's register.

Compare Pennsylvania with neighboring states

Take-home pay on a $60,000 salary, single filer, paid bi-weekly, no pre-tax deductions
			Per paycheck
Ohio	$1,413	$48,977	$1,883.74
Pennsylvania	$1,884	$48,506	$1,865.60
West Virginia	$2,058	$48,332	$1,858.91
New Jersey	$2,469	$47,921	$1,840.62
Maryland	$2,537	$47,853	$1,840.51
Delaware	$2,893	$47,497	$1,826.80
New York	$2,966	$47,424	$1,824.00

Paycheck calculators for neighboring states: Delaware, Maryland, New Jersey, New York, Ohio, West Virginia.

Most-searched state paycheck calculators

Pennsylvania paycheck FAQ

What is Pennsylvania's income tax rate in 2026?

3.07% of wages, with no exemptions or filing status.

Does Pennsylvania tax 401(k) contributions?

Yes. Pennsylvania taxes employee 401(k), 403(b) and 457 contributions.

Which local earned income tax do I pay?

The higher of your home municipality's resident rate and your work location's nonresident rate.

What is the Local Services Tax?

A flat yearly tax, usually up to $52, charged by the municipality where you work and spread across your paychecks.

What is the Philadelphia Wage Tax?

3.735% for residents and 3.425% for nonresidents from July 1, 2026.

What is the minimum wage in Pennsylvania?

$7.25 an hour, the federal minimum.

Sources and methodology

Every rate and limit on this page comes from the official sources below, checked on 2026-11-03. Read how our paycheck calculator works for the calculation order and its limits.