Michigan Paycheck Calculator

Updated for 2026 tax year · figures checked on November 3, 2026

Michigan withholds a flat 4.25% state income tax, and 24 Michigan cities add their own income tax, led by Detroit at 2.4% for residents. This Michigan paycheck calculator, also a salary and take-home pay calculator, shows both next to federal income tax, Social Security and Medicare.

A single filer on a $60,000 salary, paid every two weeks with one MI-W4 exemption, has a $2,307.69 paycheck and takes home about $1,849.64 outside a taxing city, or $48,091 a year.

Take-home pay per bi-weekly paycheck

$1,849.64

$48,090.64 a year from $59,999.94 gross pay (26 paychecks)

Take-home 80.2%
Federal income tax 8.4%
Social Security 6.2%
Medicare 1.4%
State income tax 3.8%

Paycheck breakdown per paycheck and per year in Michigan
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.08
Medicare	−$33.46	−$869.96
State income tax	−$88.43	−$2,299.18
Take-home pay	$1,849.64	$48,090.64

How we calculated this

Estimates for informational purposes only, based on 2026 withholding rules. Your actual paycheck may differ. This is not tax advice. Report an issue

Michigan salary calculator: what your result means

Your result is take-home pay after federal taxes, Michigan income tax and, if you choose one, a city income tax. In the $60,000 example, federal income tax is about 8.4% of gross pay, Social Security and Medicare 7.7%, and Michigan income tax 3.8%.

City tax depends on whether you live in the city or only work there: Detroit residents pay 2.4%, nonresidents who work in Detroit 1.2%. Choose your city and status under More options; the calculator uses your MI-W4 exemptions for the city's exemptions too.

At $100,000 a year, take-home pay is about $2,891.56 every two weeks, or $75,181 a year. A $40,000 salary paid weekly comes to about $632.14 per paycheck.

How Michigan taxes your paycheck

Michigan withholding at a glance
State income tax on wages	Flat 4.25%
State payroll programs withheld from pay	None

Source: Michigan Department of Treasury, Form 446 2026 Michigan Income Tax Withholding Guide (Rev. 02-26; official document, archived copy)

Each MI-W4 exemption lowers yearly withheld wages by $5,900.

Michigan's rate is 4.25% on wages after $5,900 a year for each exemption on your MI-W4, for yourself, your spouse and your dependents. Michigan follows the federal rules for 401(k) and cafeteria plan deductions, so they lower Michigan wages too. Bonuses paid separately are withheld at 4.25% with no exemptions.

City income taxes

Twenty-four Michigan cities levy an income tax. Treasury administers Detroit's; the others run their own. Nonresidents pay half the resident rate: Detroit charges 2.4% and 1.2%, and Grand Rapids 1.5% and 0.75%. Each city allows an exemption per person, $600 a year in Detroit, before the rate applies.

The calculator currently includes Detroit, Grand Rapids and Saginaw. For the other cities, leave the picker on "No local tax / not sure" and expect city tax to come out of your pay as well. We treat 401(k) and cafeteria plan deductions as lowering city wages, while we confirm each city's rule.

Things to know about Michigan paychecks

Detroit taxes nonresidents who work there. Detroit withholds on nonresidents when Detroit is their main place of work, at 1.2% of pay for work done in the city. (Source: Michigan Department of Treasury, Form 5469 2026 City of Detroit Income Tax Withholding Guide (official document, archived copy))
Bonuses get no exemptions. Bonuses paid separately from regular pay are withheld at the full 4.25%, with no adjustment for exemptions. (Source: Michigan Department of Treasury, Form 446 2026 Michigan Income Tax Withholding Guide (Rev. 02-26; official document, archived copy))
Twenty-four cities tax income. Detroit, Grand Rapids, Lansing, Flint, Saginaw and nineteen other Michigan cities levy their own income taxes. (Source: Michigan Department of Treasury, What cities impose an income tax? (official page, archived copy dated 2026-10-25))

Federal taxes on every paycheck

Every US paycheck has the same three federal deductions, whichever state you work in. Together, Social Security and Medicare are called FICA (Federal Insurance Contributions Act) taxes.

Federal income tax withholding. Withholding is tax your employer takes out of each paycheck and sends to the IRS on your behalf. The amount depends on your pay and your Form W-4, using the IRS method in Publication 15-T. It is an estimate of your yearly tax; you settle the difference when you file your return.
Social Security. 6.2% of your wages, up to the wage base of $184,500 for the year. The wage base is the most pay that Social Security tax applies to.
Medicare. 1.45% of all your wages, with no limit. Once your pay from one employer passes $200,000 in a year, your employer also withholds an extra 0.9% Additional Medicare Tax on the amount above it.

Source: IRS Publication 15 (2026), (Circular E), Employer's Tax Guide.

Ways to change your paycheck

To change Michigan withholding, give your employer a new Form MI-W4. Each exemption lowers yearly withheld wages by $5,900, and you can ask for an extra amount each paycheck.

Cities use their own exemption certificates, such as Detroit's Form 5527. Without one, Detroit tax is withheld at the resident rate with no exemptions.

Update your Form W-4. Claiming dependents, checking the Step 2 box or asking for extra withholding changes how much federal tax comes out of each paycheck. The IRS Tax Withholding Estimator can help you fill it in.
Pre-tax deductions. Money you put into a traditional 401(k), an HSA or employer health insurance comes out before federal income tax, so your take-home pay drops by less than the amount you save.
Bonuses. Employers often withhold federal tax on a bonus paid separately at a flat rate. Add a bonus under More options to see it.

Michigan payroll rules

Minimum wage: $13.73 an hour in 2026, rising to $15.00 on January 1, 2027, under the 2025 changes to Michigan's wage law. (Source: Michigan Department of Labor and Economic Opportunity, Minimum Wage (official page, archived copy dated 2026-10-26))
Overtime: Time-and-a-half after 40 hours in a workweek. (Source: US Department of Labor, State Minimum Wage Laws (updated July 1, 2026))
How often you must be paid: Employers pay twice a month by default, or on a regular weekly or bi-weekly payday no later than 14 days after the end of the work period. (Source: Michigan Compiled Laws § 408.472, Payment of wages; time (official document, archived copy dated 2025-04-21))
Final paycheck: Whether you quit or are discharged, final wages are due as soon as the amount can be worked out with due diligence; for a discharge, the law says immediately. (Source: Michigan Compiled Laws § 408.475, Payment of wages to employee leaving or discharged (official document, archived copy dated 2025-02-22))

For employers in Michigan

State unemployment tax: Employers pay unemployment tax on the first $9,000 of each employee's wages, with new employers at 2.70%. (Source: US Department of Labor, Significant Provisions of State Unemployment Insurance Laws, January 2026)
New hire reporting: Employers must report new hires within 20 days. (Source: US Department of Health and Human Services, Office of Child Support Services, State New Hire Reporting Requirements)
State income tax withholding: Every employer required to withhold federal income tax must register for and withhold Michigan income tax, through Michigan Treasury Online. Employees file Form MI-W4. (Source: Michigan Department of Treasury, Form 446 2026 Michigan Income Tax Withholding Guide (Rev. 02-26; official document, archived copy))

Michigan has reciprocal agreements with Illinois, Indiana, Kentucky, Minnesota, Ohio and Wisconsin: residents of those states who work in Michigan aren't withheld Michigan tax.

Compare Michigan with neighboring states

Take-home pay on a $60,000 salary, single filer, paid bi-weekly, no pre-tax deductions
			Per paycheck
Ohio	$1,413	$48,977	$1,883.74
Indiana	$1,740	$48,649	$1,871.13
Michigan	$2,299	$48,091	$1,849.64
Wisconsin	$2,765	$47,625	$1,831.74

Paycheck calculators for neighboring states: Indiana, Ohio, Wisconsin.

Most-searched state paycheck calculators

Michigan paycheck FAQ

What is Michigan's income tax rate in 2026?

4.25%, after $5,900 a year for each MI-W4 exemption.

How much is Detroit city income tax?

2.4% for residents and 1.2% for nonresidents who mainly work in Detroit, after a $600 exemption per person.

Which Michigan cities have an income tax?

Twenty-four, including Detroit, Grand Rapids, Lansing, Flint, Saginaw, Jackson, Pontiac and Battle Creek.

When do I get my final paycheck in Michigan?

As soon as the amount can be worked out with due diligence, whether you quit or were discharged.

What is the minimum wage in Michigan?

$13.73 an hour in 2026 and $15.00 from January 1, 2027.

Is overtime taxed more in Michigan?

No. Overtime is taxed at the same rates as your other wages; a larger paycheck can mean more withholding that period.

Sources and methodology

Every rate and limit on this page comes from the official sources below, checked on 2026-11-03. Read how our paycheck calculator works for the calculation order and its limits.