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Maryland Paycheck Calculator

Updated for 2026 tax year · figures checked on

Maryland withholds state income tax from 4.75% to 6.50%, and every county and Baltimore City adds its own income tax, from 2.25% to 3.30%. This Maryland paycheck calculator, also an MD salary and take-home pay calculator, shows both next to federal income tax, Social Security and Medicare; pick your county under More options.

A single filer on a $60,000 salary, paid every two weeks with one MW507 exemption, has a $2,307.69 paycheck and takes home about $1,840.51 before county tax, or $47,853 a year.

Take-home pay per bi-weekly paycheck

$1,840.51

$47,853.26 a year from $59,999.94 gross pay (26 paychecks)

  • Take-home 79.8%
  • Federal income tax 8.4%
  • Social Security 6.2%
  • Medicare 1.4%
  • State income tax 4.2%
Paycheck breakdown per paycheck and per year in Maryland
ItemPer paycheckPer year
Gross pay$2,307.69$59,999.94
Federal income tax−$193.08−$5,020.08
Social Security−$143.08−$3,720.08
Medicare−$33.46−$869.96
State income tax−$97.56−$2,536.56
Take-home pay$1,840.51$47,853.26

Estimates for informational purposes only, based on 2026 withholding rules. Your actual paycheck may differ. This is not tax advice. Report an issue

Maryland salary calculator: what your result means

Your result is take-home pay after federal taxes, Maryland state income tax and, once you choose it, county income tax. In the $60,000 example, federal income tax is about 8.4% of gross pay, Social Security and Medicare 7.7%, and Maryland state tax 4.2%.

County tax is a big part of a Maryland paycheck: in most counties it's well over half the state amount. Choose the county where you live, or the nonresident option if you live in another state.

At $100,000 a year, take-home pay is about $2,874.75 every two weeks, or $74,744 a year before county tax. A $40,000 salary paid weekly comes to about $629.50 per paycheck.

How Maryland taxes your paycheck

Maryland withholding at a glance
State income tax on wagesGraduated rates (see below)
State payroll programs withheld from payNone

Source: Comptroller of Maryland, 2026 Percentage method of withholding for 3.30 percent local income tax (pm330)

Maryland withholding rates, single schedule
  1. over $04.75%
  2. over $100,0005%
  3. over $125,0005.25%
  4. over $150,0005.5%
  5. over $250,0005.75%
  6. over $500,0006.25%
  7. over $1,000,0006.5%
Maryland withholding rates by taxable wages
ScheduleTaxable wages overRate
Single$04.75%
$100,0005%
$125,0005.25%
$150,0005.5%
$250,0005.75%
$500,0006.25%
$1,000,0006.5%
Married filing jointly and head of household$04.75%
$150,0005%
$175,0005.25%
$225,0005.5%
$300,0005.75%
$600,0006.25%
$1,200,0006.5%

Source: Comptroller of Maryland, 2026 Percentage method of withholding for 3.30 percent local income tax (pm330)

  • Thresholds are yearly taxable income after a $3,400 standard deduction and $3,200 per MW507 exemption. Maryland's lower rates, from 2% to 4%, apply only to the first $3,000 and aren't used for withholding; county tax comes on top.

Employers subtract a $3,400 standard deduction and $3,200 for each MW507 exemption, spread over your paychecks, and apply Maryland's withholding rates from 4.75%. The state's lower brackets, 2% to 4%, cover only the first $3,000 of income and are left out of withholding. Single filers and married people filing separately use one schedule; married couples filing jointly and heads of household use a wider one.

Maryland's wage rules are similar to the federal exclusions, so we let 401(k), Section 125 health insurance, HSA and FSA deductions lower Maryland wages too, while we confirm the details.

County income tax

County tax follows where you live, not where you work, and is figured on the same taxable income as state tax. Employers withhold with the published table rate that equals or is just above your county's actual rate, so Carroll County's 3.03% is withheld at 3.05%; the calculator does the same. Anne Arundel and Frederick counties have graduated rates for 2026.

If you live outside Maryland but work there, no county tax applies; instead a special nonresident rate of 2.25% is withheld along with state tax.

Things to know about Maryland paychecks

Federal taxes on every paycheck

Every US paycheck has the same three federal deductions, whichever state you work in. Together, Social Security and Medicare are called FICA (Federal Insurance Contributions Act) taxes.

  • Federal income tax withholding. Withholding is tax your employer takes out of each paycheck and sends to the IRS on your behalf. The amount depends on your pay and your Form W-4, using the IRS method in Publication 15-T. It is an estimate of your yearly tax; you settle the difference when you file your return.
  • Social Security. 6.2% of your wages, up to the wage base of $184,500 for the year. The wage base is the most pay that Social Security tax applies to.
  • Medicare. 1.45% of all your wages, with no limit. Once your pay from one employer passes $200,000 in a year, your employer also withholds an extra 0.9% Additional Medicare Tax on the amount above it.

Source: IRS Publication 15 (2026), (Circular E), Employer's Tax Guide.

Ways to change your paycheck

To change Maryland withholding, give your employer a new Form MW507. It sets your exemptions, your county of residence and any extra amount to withhold. Without one, employers withhold as if you claimed one exemption.

A lump-sum annual bonus can be withheld at the top state rate plus your county rate.

  • Update your Form W-4. Claiming dependents, checking the Step 2 box or asking for extra withholding changes how much federal tax comes out of each paycheck. The IRS Tax Withholding Estimator can help you fill it in.
  • Pre-tax deductions. Money you put into a traditional 401(k), an HSA or employer health insurance comes out before federal income tax, so your take-home pay drops by less than the amount you save.
  • Bonuses. Employers often withhold federal tax on a bonus paid separately at a flat rate. Add a bonus under More options to see it.

Maryland payroll rules

Minimum wage
$15.00 an hour statewide; tipped employees can be paid $3.63 in cash wages. Howard ($16.00), Montgomery (up to $18.00 for large employers) and Prince George's counties set higher minimums. (Source: Maryland Department of Labor, Maryland Minimum Wage and Overtime Law)
Overtime
Time-and-a-half after 40 hours a week for most employees; some groups, such as agricultural workers, have different thresholds. (Source: Maryland Department of Labor, Maryland Minimum Wage and Overtime Law)
How often you must be paid
Employers must pay at least every two weeks or twice a month; administrative, executive and professional employees can be paid less often. (Source: Maryland Code, Labor and Employment § 3-502, Payment of wages)
Final paycheck
When employment ends, final wages are due on or before the day you would have been paid if you'd stayed. (Source: Maryland Code, Labor and Employment § 3-505, Payment on termination of employment)

For employers in Maryland

State unemployment tax
Employers pay unemployment tax on the first $8,500 of each employee's wages, with new employers at 2.60%. (Source: US Department of Labor, Significant Provisions of State Unemployment Insurance Laws, January 2026)
New hire reporting
Employers must report newly hired or rehired employees within 20 days. (Source: Maryland Department of Human Services, Report New Hires)
State income tax withholding
Employers register for a Maryland withholding account online and file through Maryland Tax Connect. Employees file Form MW507, which also records their county of residence. (Source: Comptroller of Maryland, 2026 Employer Withholding Guide)

Employers withhold county tax at the rate for each employee's county of residence from the MW507, using the 2026 percentage-method tables for the nearest rate at or above it.

Compare Maryland with neighboring states

Take-home pay on a $60,000 salary, single filer, paid bi-weekly, no pre-tax deductions
Per paycheck
Pennsylvania$1,884$48,506$1,865.60
West Virginia$2,058$48,332$1,858.91
District of Columbia$2,525$47,865$1,840.95
Maryland$2,537$47,853$1,840.51
Virginia$2,636$47,754$1,836.69
Delaware$2,893$47,497$1,826.80

Paycheck calculators for neighboring states: District of Columbia, Delaware, Pennsylvania, Virginia, West Virginia.

Most-searched state paycheck calculators

Maryland paycheck FAQ

What are Maryland's withholding rates in 2026?

State withholding runs from 4.75% to 6.50%, plus a county rate of 2.25% to 3.30%.

Do I pay county tax where I live or where I work?

Where you live. Nonresidents of Maryland pay a special 2.25% rate instead.

When does Maryland FAMLI come out of my paycheck?

From January 2027, when employers can deduct up to 0.45% of wages.

When do I get my final paycheck in Maryland?

On or before the day you would have been paid if you had stayed.

What is the minimum wage in Maryland?

$15.00 an hour statewide, higher in Howard, Montgomery and Prince George's counties.

Is overtime taxed more in Maryland?

No. Overtime is taxed at the same rates as your other wages; a larger paycheck can mean more withholding that period.

Sources and methodology

Every rate and limit on this page comes from the official sources below, checked on . Read how our paycheck calculator works for the calculation order and its limits.