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Tennessee Paycheck Calculator

Updated for 2026 tax year · figures checked on

Tennessee has no state income tax on earned income, so your paycheck is reduced only by federal income tax, Social Security and Medicare, plus any benefits you choose. Use this Tennessee paycheck calculator as a salary or hourly take-home pay calculator to see each deduction per paycheck and per year.

A single filer on a $60,000 salary, paid every two weeks, has a gross paycheck of $2,307.69 and takes home about $1,938.07, or $50,390 a year.

Take-home pay per bi-weekly paycheck

$1,938.07

$50,389.82 a year from $59,999.94 gross pay (26 paychecks)

  • Take-home 84.0%
  • Federal income tax 8.4%
  • Social Security 6.2%
  • Medicare 1.4%
Paycheck breakdown per paycheck and per year in Tennessee
ItemPer paycheckPer year
Gross pay$2,307.69$59,999.94
Federal income tax−$193.08−$5,020.08
Social Security−$143.08−$3,720.08
Medicare−$33.46−$869.96
State income tax$0.00$0.00
Take-home pay$1,938.07$50,389.82

Estimates for informational purposes only, based on 2026 withholding rules. Your actual paycheck may differ. This is not tax advice. Report an issue

Tennessee salary calculator: what your result means

Your result is take-home pay for one paycheck. The Tennessee line stays at zero because the state doesn't tax wages, and there's no state disability or paid leave deduction, so everything withheld is federal.

In the $60,000 example, federal income tax withholding is about 8.4% of gross pay and Social Security and Medicare take 7.7%. At $100,000, take-home pay is about $3,045.38 every two weeks, or $79,180 for the year.

Paid weekly on a $40,000 salary, you'd take home about $660.01 per check.

How Tennessee taxes your paycheck

Tennessee withholding at a glance
State income tax on wagesNone
State payroll programs withheld from payNone

Source: Tennessee Department of Revenue, GEN-34 Income Tax Withholding (text confirmed by the site owner)

Tennessee doesn't tax earned income, and since January 1, 2021 it hasn't taxed investment income either: the Hall income tax on interest and dividends was repealed. No Tennessee city or county taxes wages.

Unemployment insurance in Tennessee is paid for by employers through premiums on the first part of each employee's pay, so it doesn't appear as a deduction on your pay stub.

Why is my Tennessee state tax zero?

Because Tennessee has no withholding requirement for state income tax. If your pay stub shows a state deduction, it may be for another state where you work, or a benefit you chose.

Things to know about Tennessee paychecks

Federal taxes on every paycheck

Every US paycheck has the same three federal deductions, whichever state you work in. Together, Social Security and Medicare are called FICA (Federal Insurance Contributions Act) taxes.

  • Federal income tax withholding. Withholding is tax your employer takes out of each paycheck and sends to the IRS on your behalf. The amount depends on your pay and your Form W-4, using the IRS method in Publication 15-T. It is an estimate of your yearly tax; you settle the difference when you file your return.
  • Social Security. 6.2% of your wages, up to the wage base of $184,500 for the year. The wage base is the most pay that Social Security tax applies to.
  • Medicare. 1.45% of all your wages, with no limit. Once your pay from one employer passes $200,000 in a year, your employer also withholds an extra 0.9% Additional Medicare Tax on the amount above it.

Source: IRS Publication 15 (2026), (Circular E), Employer's Tax Guide.

Ways to change your paycheck

Tennessee has no state withholding certificate, so your federal Form W-4 is the only form that changes your tax withholding.

Pre-tax benefits save only federal taxes in Tennessee: a traditional 401(k) lowers federal income tax, and Section 125 health premiums and HSA contributions also lower Social Security and Medicare.

  • Update your Form W-4. Claiming dependents, checking the Step 2 box or asking for extra withholding changes how much federal tax comes out of each paycheck. The IRS Tax Withholding Estimator can help you fill it in.
  • Pre-tax deductions. Money you put into a traditional 401(k), an HSA or employer health insurance comes out before federal income tax, so your take-home pay drops by less than the amount you save.
  • Bonuses. Employers often withhold federal tax on a bonus paid separately at a flat rate. Add a bonus under More options to see it.

Tennessee payroll rules

Minimum wage
Tennessee has no state minimum wage law, so employers covered by federal law must pay the federal minimum of $7.25 an hour. (Source: US Department of Labor, State Minimum Wage Laws (updated July 1, 2026))
Overtime
There are no state laws regulating overtime pay in Tennessee. Federal rules apply: time-and-a-half after 40 hours in a workweek for non-exempt employees. (Source: Tennessee Department of Labor and Workforce Development, Should I be paid overtime? (text confirmed by the site owner))

For employers in Tennessee

State unemployment tax
Employers pay unemployment insurance premiums on the first $7,000 of each employee's wages in 2026. Most new employers pay 2.7%; new manufacturers' rates are based on their manufacturing sector instead. (Source: Tennessee Department of Labor and Workforce Development, How is my premium rate determined? (text confirmed by the site owner))
New hire reporting
Employers must report new hires within 20 days after an employee is hired, rehired or returns to work. (Source: Tennessee New Hire Reporting Program, brochure)
State income tax withholding
Tennessee has no state income tax on earned income and therefore no withholding requirements. Employers still withhold federal income tax, Social Security and Medicare. (Source: Tennessee Department of Revenue, GEN-34 Income Tax Withholding (text confirmed by the site owner))

Tennessee's final paycheck and pay frequency rules aren't summarized here yet: the official pages couldn't be confirmed, and a 2026 law changed some payment deadlines. Check with the Tennessee Department of Labor and Workforce Development.

Compare Tennessee with neighboring states

Take-home pay on a $60,000 salary, single filer, paid bi-weekly, no pre-tax deductions
Per paycheck
Tennessee$0$50,390$1,938.07
Mississippi$1,664$48,726$1,874.07
Arkansas$1,733$48,657$1,871.42
Missouri$1,872$48,518$1,866.07
North Carolina$1,924$48,466$1,864.07
Kentucky$1,983$48,407$1,861.82
Georgia$2,246$48,144$1,851.70
Alabama$2,509$47,881$1,841.57
Virginia$2,636$47,754$1,836.69

Paycheck calculators for neighboring states: Alabama, Arkansas, Georgia, Kentucky, Missouri, Mississippi, North Carolina, Virginia.

Most-searched state paycheck calculators

Tennessee paycheck FAQ

Does Tennessee have state income tax on paychecks?

No. Tennessee has no state income tax on earned income, so employers don't withhold any state tax.

What is the minimum wage in Tennessee?

Tennessee has no state minimum wage law, so covered employers must pay the federal $7.25 an hour.

Does Tennessee have its own overtime rules?

No. There are no state laws regulating overtime pay, so federal rules apply: time-and-a-half after 40 hours in a workweek.

Do Tennessee workers pay unemployment tax?

No. Unemployment insurance premiums are paid by employers on the first $7,000 of each employee's wages.

Is overtime taxed more in Tennessee?

No. Overtime is taxed at the same rates as your other wages. A bigger paycheck can mean more federal withholding that period, but there's no state tax.

Sources and methodology

Every rate and limit on this page comes from the official sources below, checked on . Read how our paycheck calculator works for the calculation order and its limits.