Mississippi Paycheck Calculator

Updated for 2026 tax year · figures checked on November 4, 2026

Mississippi taxes wages at 4%, but only on taxable income above $10,000, so lower earners may see little or no state tax. This Mississippi paycheck calculator, also a salary and take-home pay calculator, shows Mississippi withholding alongside federal income tax, Social Security and Medicare.

A single filer earning $60,000 a year and paid every two weeks gets $2,307.69 per paycheck before tax and takes home about $1,874.07, or $48,726 a year.

Annual salary

Pay frequency

Filing status (W-4 Step 1(c))

Take-home pay per bi-weekly paycheck

$1,874.07

$48,725.82 a year from $59,999.94 gross pay (26 paychecks)

Take-home 81.2%
Federal income tax 8.4%
Social Security 6.2%
Medicare 1.4%
State income tax 2.8%

Paycheck breakdown per paycheck and per year in Mississippi
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.08
Medicare	−$33.46	−$869.96
State income tax	−$64.00	−$1,664.00
Take-home pay	$1,874.07	$48,725.82

How we calculated this

Estimates for informational purposes only, based on 2026 withholding rules. Your actual paycheck may differ. This is not tax advice. Report an issue

Mississippi salary calculator: what your result means

Your result is take-home pay after federal and Mississippi withholding. In the $60,000 example, federal income tax is about 8.4% of gross pay, Social Security and Medicare 7.7%, and Mississippi income tax 2.8%.

Mississippi withholding is rounded to whole dollars each paycheck. Because the first $10,000 of taxable income isn't taxed, the state's share grows faster than your pay as you earn more.

At $100,000, take-home pay is about $2,919.38 per bi-weekly check, or $75,904 a year. Paid weekly on $40,000, it's about $643.01 per paycheck.

How Mississippi taxes your paycheck

Mississippi withholding at a glance
State income tax on wages	Flat 4%
State payroll programs withheld from pay	None

Source: Mississippi Department of Revenue, Pub 89-700-25-1 Withholding Tax Rules and Regulations (Rev. 07/25, corrected 1/13/2026)

The first $10,000 of taxable income is taxed at 0%.
Exemptions: $6,000 single, $9,500 head of family, $12,000 married, plus $1,500 per dependent. Standard deductions: $2,300, $3,400 and $4,600.

For 2026, Mississippi taxes the first $10,000 of taxable income at 0% and the rest at 4%. The Department of Revenue lists a lower rate of 3.75% for 2027.

Taxable income for withholding is your yearly wages minus a personal exemption ($6,000 single, $9,500 head of family, $12,000 married), $1,500 for each dependent, and a standard deduction ($2,300, $3,400 or $4,600). No Mississippi city or county taxes wages.

Pre-tax deductions in Mississippi

The state's withholding guide doesn't say how 401(k), Section 125 health insurance, HSA and FSA deductions are treated, so this calculator follows the federal treatment for now. We're confirming it with the Department of Revenue.

Things to know about Mississippi paychecks

The first part of your income is tax-free. Mississippi taxes nothing on the first $10,000 of taxable income, after exemptions and the standard deduction. (Source: Mississippi Department of Revenue, Pub 89-700-25-1 Withholding Tax Rules and Regulations (Rev. 07/25, corrected 1/13/2026))
Federal withholding forms don't count. Your employer needs Mississippi Form 89-350 for state withholding. With no certificate on file, you're treated as claiming no exemption. (Source: Mississippi Department of Revenue, Pub 89-700-25-1 Withholding Tax Rules and Regulations (Rev. 07/25, corrected 1/13/2026))
A lower rate is scheduled. The Department of Revenue lists 3.75% as the rate above $10,000 for tax year 2027. (Source: Mississippi Department of Revenue, General Information (tax rates))

Federal taxes on every paycheck

Every US paycheck has the same three federal deductions, whichever state you work in. Together, Social Security and Medicare are called FICA (Federal Insurance Contributions Act) taxes.

Federal income tax withholding. Withholding is tax your employer takes out of each paycheck and sends to the IRS on your behalf. The amount depends on your pay and your Form W-4, using the IRS method in Publication 15-T. It is an estimate of your yearly tax; you settle the difference when you file your return.
Social Security. 6.2% of your wages, up to the wage base of $184,500 for the year. The wage base is the most pay that Social Security tax applies to.
Medicare. 1.45% of all your wages, with no limit. Once your pay from one employer passes $200,000 in a year, your employer also withholds an extra 0.9% Additional Medicare Tax on the amount above it.

Source: IRS Publication 15 (2026), (Circular E), Employer's Tax Guide.

Ways to change your paycheck

To change Mississippi withholding, give your employer a new Form 89-350. Each dependent you claim adds $1,500 to your exemption; married couples who both work can split the married exemption between their employers.

Your federal W-4 changes only federal withholding. Enter your 89-350 dependents under More options to see the state effect.

Update your Form W-4. Claiming dependents, checking the Step 2 box or asking for extra withholding changes how much federal tax comes out of each paycheck. The IRS Tax Withholding Estimator can help you fill it in.
Pre-tax deductions. Money you put into a traditional 401(k), an HSA or employer health insurance comes out before federal income tax, so your take-home pay drops by less than the amount you save.
Bonuses. Employers often withhold federal tax on a bonus paid separately at a flat rate. Add a bonus under More options to see it.

Mississippi payroll rules

Minimum wage: Mississippi has no state minimum wage law, so the federal minimum of $7.25 an hour applies to employers covered by federal law. (Source: US Department of Labor, State Minimum Wage Laws (updated July 1, 2026))
Overtime: The federal overtime rule applies: time-and-a-half after 40 hours in a workweek for employees the federal law covers. (Source: US Department of Labor, Wage and Hour Division, Overtime Pay)
How often you must be paid: Manufacturers with 50 or more employees and public service corporations must pay at least every two weeks or twice each calendar month. (Source: US Department of Labor, State Payday Requirements (rev. January 1, 2023))

For employers in Mississippi

State unemployment tax: Employers pay unemployment tax on the first $14,000 of each employee's wages a year. Start-up businesses pay 1.0% in their first year and 1.1% in their second, before the separate workforce training contribution. (Source: Mississippi Department of Employment Security, Employer FAQs)
New hire reporting: Employers must report newly hired employees within 15 days. (Source: Mississippi Department of Human Services, Child Support: Employers)
State income tax withholding: Employers who withhold Mississippi income tax must get a withholding account number through the Department of Revenue's Taxpayer Access Point (TAP). Employees fill in Form 89-350; federal certificates aren't accepted. (Source: Mississippi Department of Revenue, Pub 89-700-25-1 Withholding Tax Rules and Regulations (Rev. 07/25, corrected 1/13/2026))

If an employee's exemptions are higher than the withholding tables cover, employers annualize the pay and compute the tax directly, as this calculator does.

Compare Mississippi with neighboring states

Take-home pay on a $60,000 salary, single filer, paid bi-weekly, no pre-tax deductions
			Per paycheck
Tennessee	$0	$50,390	$1,938.07
Louisiana	$1,456	$48,934	$1,882.06
Mississippi	$1,664	$48,726	$1,874.07
Arkansas	$1,733	$48,657	$1,871.42
Alabama	$2,509	$47,881	$1,841.57

Paycheck calculators for neighboring states: Alabama, Arkansas, Louisiana, Tennessee.

Most-searched state paycheck calculators

Mississippi paycheck FAQ

What is the Mississippi income tax rate in 2026?

0% on the first $10,000 of taxable income and 4% on the rest. The rate above $10,000 is listed at 3.75% for 2027.

How much is the Mississippi personal exemption?

$6,000 for single filers, $9,500 for head of family and $12,000 for married couples, plus $1,500 per dependent.

Does Mississippi accept the federal W-4?

No. Employees fill in Mississippi Form 89-350 for state withholding.

What is the minimum wage in Mississippi?

Mississippi has no state minimum wage, so the federal $7.25 an hour applies to covered employers.

How often must Mississippi employers pay?

Mississippi's pay-frequency law covers manufacturers with 50 or more employees and public service corporations, which must pay at least every two weeks or twice a month.

Is overtime taxed more in Mississippi?

No. Overtime is taxed at the same rates as your other wages, including the 4% state rate once you're above the 0% band.

Sources and methodology

Every rate and limit on this page comes from the official sources below, checked on 2026-11-04. Read how our paycheck calculator works for the calculation order and its limits.