Ohio Paycheck Calculator

Updated for 2026 tax year · figures checked on November 3, 2026

Ohio withholds state income tax at 1.6%, 2.99% and 3.4%, and most workers also pay a city income tax where they work, such as Columbus's 2.5%. Some school districts add their own tax too. This Ohio paycheck calculator, also a salary and take-home pay calculator, shows each next to federal income tax, Social Security and Medicare.

A single filer on a $60,000 salary, paid every two weeks with one IT 4 exemption, has a $2,307.69 paycheck and takes home about $1,883.74 before city tax, or $48,977 a year.

Take-home pay per bi-weekly paycheck

$1,883.74

$48,977.24 a year from $59,999.94 gross pay (26 paychecks)

Take-home 81.6%
Federal income tax 8.4%
Social Security 6.2%
Medicare 1.4%
State income tax 2.4%

Paycheck breakdown per paycheck and per year in Ohio
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.08
Medicare	−$33.46	−$869.96
State income tax	−$54.33	−$1,412.58
Take-home pay	$1,883.74	$48,977.24

How we calculated this

Estimates for informational purposes only, based on 2026 withholding rules. Your actual paycheck may differ. This is not tax advice. Report an issue

Ohio salary calculator: what your result means

Your result is take-home pay after federal taxes, Ohio income tax and any city or school district tax you choose. In the $60,000 example, federal income tax is about 8.4% of gross pay, Social Security and Medicare 7.7%, and Ohio state tax 2.4%.

In most of Ohio the city tax is larger than the state tax, so choose the city where you work under More options. Add your school district if you live in one that taxes income.

At $100,000 a year, take-home pay is about $2,945.05 every two weeks, or $76,571 a year before local taxes. A $40,000 salary paid weekly comes to about $644.35 per paycheck.

How Ohio taxes your paycheck

Ohio withholding at a glance
State income tax on wages	Graduated rates (see below)
State payroll programs withheld from pay	None

Source: Ohio Department of Taxation, Employer Withholding Taxes: Optional Computer Formula (Rev. 07/26, effective August 1, 2026)

Ohio withholding rates, all filers schedule

over $01.6%
over $26,0502.99%
over $100,0003.4%

Ohio withholding rates by taxable wages
Schedule	Taxable wages over	Rate
All filers	$0	1.6%
	$26,050	2.99%
	$100,000	3.4%

Source: Ohio Department of Taxation, Employer Withholding Taxes: Optional Computer Formula (Rev. 07/26, effective August 1, 2026)

Thresholds are yearly wages after $650 per IT 4 exemption. These are withholding rates from August 1, 2026; city and school district taxes come on top.

Employers take your yearly wages minus $650 for each IT 4 exemption and withhold 1.6% on the first $26,050, 2.99% up to $100,000 and 3.4% above that. These rates took effect on August 1, 2026, after Ohio's income tax cut; paychecks earlier in the year were withheld at higher rates.

We treat 401(k), Section 125 health insurance, HSA and FSA deductions as lowering Ohio wages, as they do federally, while we confirm the state's rule.

City and school district income taxes

Ohio cities tax wages earned within their limits, and employers withhold for the city where you work. City wages are your Medicare wages without cafeteria plan deductions but including 401(k) contributions. If you live in a different city that also taxes income, you may owe it a balance after any credit it gives; that varies by city and isn't included here.

School district income tax follows where you live. Traditional districts tax the same wage base as state withholding, after exemptions; earned income districts take a flat rate of wages with no exemptions.

Things to know about Ohio paychecks

City tax counts your 401(k). Ohio city income tax includes 401(k), 403(b) and 457 deferrals in taxable wages, but not cafeteria plan deductions. (Source: Ohio Revised Code 718.01, Municipal income tax definitions (qualifying wages) (official page, archived copy dated 2026-06-02))
School tax follows your home. Employers must withhold school district tax for employees who live in a taxing district, even if the employer has no business there. (Source: Ohio Department of Taxation, 2026 Employer School District Withholding Tax Filing Guidelines (Rev. 11/25))
Rates fell in August 2026. Ohio issued new withholding tables effective August 1, 2026, with lower rates. (Source: Ohio Department of Taxation, Employer Withholding Taxes: Optional Computer Formula (Rev. 07/26, effective August 1, 2026))

Federal taxes on every paycheck

Every US paycheck has the same three federal deductions, whichever state you work in. Together, Social Security and Medicare are called FICA (Federal Insurance Contributions Act) taxes.

Federal income tax withholding. Withholding is tax your employer takes out of each paycheck and sends to the IRS on your behalf. The amount depends on your pay and your Form W-4, using the IRS method in Publication 15-T. It is an estimate of your yearly tax; you settle the difference when you file your return.
Social Security. 6.2% of your wages, up to the wage base of $184,500 for the year. The wage base is the most pay that Social Security tax applies to.
Medicare. 1.45% of all your wages, with no limit. Once your pay from one employer passes $200,000 in a year, your employer also withholds an extra 0.9% Additional Medicare Tax on the amount above it.

Source: IRS Publication 15 (2026), (Circular E), Employer's Tax Guide.

Ways to change your paycheck

To change Ohio withholding, give your employer a new Form IT 4. You claim 1 exemption for yourself (0 if someone can claim you), 1 for your spouse unless they file separately, and 1 per dependent, and you can ask for extra withholding each paycheck.

The IT 4 also asks for your school district of residence, which tells your employer whether to withhold school district tax.

Update your Form W-4. Claiming dependents, checking the Step 2 box or asking for extra withholding changes how much federal tax comes out of each paycheck. The IRS Tax Withholding Estimator can help you fill it in.
Pre-tax deductions. Money you put into a traditional 401(k), an HSA or employer health insurance comes out before federal income tax, so your take-home pay drops by less than the amount you save.
Bonuses. Employers often withhold federal tax on a bonus paid separately at a flat rate. Add a bonus under More options to see it.

Ohio payroll rules

Minimum wage: $11.00 an hour in 2026. In 2026, employers grossing less than $405,000 a year, and employees under 16, use the federal minimum of $7.25. (Source: Ohio Department of Commerce, 2026 Minimum Wage poster)
Overtime: Time-and-a-half after 40 hours in a workweek, except at employers grossing less than $150,000 a year. (Source: Ohio Department of Commerce, 2027 Minimum Wage poster)
How often you must be paid: Employers must pay at least twice a month: by the first of the month for the first half of the previous month, and by the fifteenth for the second half. (Source: Ohio Revised Code 4113.15, Semimonthly payment of wages (official page, archived copy dated 2026-10-19))

For employers in Ohio

State unemployment tax: Employers pay unemployment tax on the first $9,000 of each employee's wages, with new employers at 2.70%. (Source: US Department of Labor, Significant Provisions of State Unemployment Insurance Laws, January 2026)
New hire reporting: Employers must report new hires within 20 days. (Source: US Department of Health and Human Services, Office of Child Support Services, State New Hire Reporting Requirements)
State income tax withholding: Employers must register through OH|TAX eServices within 15 days of becoming liable to withhold; the same account covers school district withholding. Employees file Form IT 4. (Source: Ohio Department of Taxation, Employer Withholding (official page, archived copy dated 2026-01-29))

Employers withhold municipal tax for the city where work is performed, generally starting after the first 20 days an employee works in a city that isn't their principal place of work.

Compare Ohio with neighboring states

Take-home pay on a $60,000 salary, single filer, paid bi-weekly, no pre-tax deductions
			Per paycheck
Ohio	$1,413	$48,977	$1,883.74
Indiana	$1,740	$48,649	$1,871.13
Pennsylvania	$1,884	$48,506	$1,865.60
Kentucky	$1,983	$48,407	$1,861.82
West Virginia	$2,058	$48,332	$1,858.91
Michigan	$2,299	$48,091	$1,849.64

Paycheck calculators for neighboring states: Indiana, Kentucky, Michigan, Pennsylvania, West Virginia.

Most-searched state paycheck calculators

Ohio paycheck FAQ

What are Ohio's withholding rates in 2026?

From August 1, 2026: 1.6% up to $26,050, 2.99% up to $100,000 and 3.4% above, after $650 per exemption.

Which city tax do I pay in Ohio?

The city where you work withholds its tax. Your home city may also tax you, minus any credit it allows.

Does my 401(k) lower Ohio city tax?

No. Ohio city taxes include 401(k) deferrals in wages, though cafeteria plan deductions are excluded.

Do I pay Ohio school district income tax?

Only if you live in one of the school districts that levy it; it doesn't depend on where you work.

What is the minimum wage in Ohio?

$11.00 an hour in 2026 and $11.40 in 2027 for most employers.

Is overtime taxed more in Ohio?

No. Overtime is taxed at the same rates as your other wages; a larger paycheck can mean more withholding that period.

Sources and methodology

Every rate and limit on this page comes from the official sources below, checked on 2026-11-03. Read how our paycheck calculator works for the calculation order and its limits.