Utah Paycheck Calculator

Updated for 2026 tax year · figures checked on November 4, 2026

Utah taxes wages at a flat 4.45%, with a small base allowance that lowers withholding for lower earners and fades out as pay rises. This Utah paycheck calculator, also a salary and take-home pay calculator, shows your state withholding next to federal income tax, Social Security and Medicare.

A single filer on a $60,000 salary, paid every two weeks, has a $2,307.69 paycheck and takes home about $1,835.07, or $47,712 a year.

Take-home pay per bi-weekly paycheck

$1,835.07

$47,711.82 a year from $59,999.94 gross pay (26 paychecks)

Take-home 79.5%
Federal income tax 8.4%
Social Security 6.2%
Medicare 1.4%
State income tax 4.5%

Paycheck breakdown per paycheck and per year in Utah
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.08
Medicare	−$33.46	−$869.96
State income tax	−$103.00	−$2,678.00
Take-home pay	$1,835.07	$47,711.82

How we calculated this

Estimates for informational purposes only, based on 2026 withholding rules. Your actual paycheck may differ. This is not tax advice. Report an issue

Utah salary calculator: what your result means

Your result is take-home pay after federal taxes and Utah income tax. In the $60,000 example, federal income tax is about 8.4% of gross pay, Social Security and Medicare 7.7%, and Utah income tax 4.5%.

Utah uses the filing status on your federal W-4 and nothing else from it: dependents and other adjustments don't change Utah withholding. Withholding is worked out in whole dollars.

At $100,000 a year, take-home pay is about $2,874.38 every two weeks, or $74,734 a year. A $40,000 salary paid weekly comes to about $627.01 per paycheck.

How Utah taxes your paycheck

Utah withholding at a glance
State income tax on wages	Flat 4.45%
State payroll programs withheld from pay	None

Source: Utah Code § 59-10-104, Tax basis; tax rate (effective 2026; official document, archived copy dated 2026-10-11)

A base allowance of $485 a year ($970 married) offsets the tax, shrinking by 1.3% of yearly wages above $9,348 ($18,696 married).

Each paycheck, employers figure 4.45% of your wages, then subtract a base allowance: on a yearly basis $485 for single filers and heads of household, $970 for married filers. The allowance shrinks by 1.3% of wages above $9,348 ($18,696 married), so at a typical full-time salary it's gone and you pay the full rate. No Utah city or county taxes wages.

The current schedules took effect for pay periods from June 1, 2026, reflecting the rate cut to 4.45%. Utah taxable wages are the wages subject to federal withholding, so 401(k), Section 125 health insurance, HSA and FSA deductions lower them too.

Things to know about Utah paychecks

No allowances to claim. Utah makes no subtraction for withholding allowances; only your federal W-4 filing status matters. (Source: Utah State Tax Commission, Publication 14 Withholding Tax Guide (Rev. 4/26, effective June 1, 2026; official document, archived copy dated 2026-07-16))
Paid within 24 hours when let go. When an employer separates an employee from the payroll, wages are due within 24 hours. (Source: Utah Code § 34-28-5, Separation of employee (official page, archived copy dated 2024-12-05))
Paydays within 10 days. Pay for each pay period must arrive within 10 days after it ends, and earlier if payday falls on a weekend or holiday. (Source: Utah Code § 34-28-3, Regular paydays (effective 2014; official document, archived copy dated 2017-02-21))

Federal taxes on every paycheck

Every US paycheck has the same three federal deductions, whichever state you work in. Together, Social Security and Medicare are called FICA (Federal Insurance Contributions Act) taxes.

Federal income tax withholding. Withholding is tax your employer takes out of each paycheck and sends to the IRS on your behalf. The amount depends on your pay and your Form W-4, using the IRS method in Publication 15-T. It is an estimate of your yearly tax; you settle the difference when you file your return.
Social Security. 6.2% of your wages, up to the wage base of $184,500 for the year. The wage base is the most pay that Social Security tax applies to.
Medicare. 1.45% of all your wages, with no limit. Once your pay from one employer passes $200,000 in a year, your employer also withholds an extra 0.9% Additional Medicare Tax on the amount above it.

Source: IRS Publication 15 (2026), (Circular E), Employer's Tax Guide.

Ways to change your paycheck

Utah relies on your federal Form W-4. To change Utah withholding, change your filing status there or ask your employer for extra withholding.

Because there are no state allowances, the main ways to lower Utah tax on a paycheck are pre-tax deductions such as a 401(k) or health insurance.

Update your Form W-4. Claiming dependents, checking the Step 2 box or asking for extra withholding changes how much federal tax comes out of each paycheck. The IRS Tax Withholding Estimator can help you fill it in.
Pre-tax deductions. Money you put into a traditional 401(k), an HSA or employer health insurance comes out before federal income tax, so your take-home pay drops by less than the amount you save.
Bonuses. Employers often withhold federal tax on a bonus paid separately at a flat rate. Add a bonus under More options to see it.

Utah payroll rules

Minimum wage: $7.25 an hour, the same as the federal minimum. (Source: US Department of Labor, State Minimum Wage Laws (updated July 1, 2026))
Overtime: Utah has no state overtime rule, so the federal one applies: time-and-a-half after 40 hours in a workweek for covered employees. (Source: US Department of Labor, Wage and Hour Division, Overtime Pay)
How often you must be paid: Employers pay at regular intervals no longer than twice a month, on paydays set in advance, and within 10 days after each pay period ends. (Source: Utah Code § 34-28-3, Regular paydays (effective 2014; official document, archived copy dated 2017-02-21))
Final paycheck: When an employer separates you from the payroll, unpaid wages are due within 24 hours. If you quit, they're due on your next regular payday. (Source: Utah Code § 34-28-5, Separation of employee (official page, archived copy dated 2024-12-05))

For employers in Utah

State unemployment tax: Employers pay unemployment tax on the first $50,700 of each employee's wages. New employers pay the average rate for their industry. (Source: US Department of Labor, Significant Provisions of State Unemployment Insurance Laws, January 2026)
New hire reporting: Employers must report new hires within 20 days. (Source: US Department of Health and Human Services, Office of Child Support Services, State New Hire Reporting Requirements)
State income tax withholding: Employers get a federal EIN, then open a Utah withholding account online at Taxpayer Access Point with form TC-69. Utah uses the federal W-4; no state form is needed. (Source: Utah State Tax Commission, Publication 14 Withholding Tax Guide (Rev. 4/26, effective June 1, 2026; official document, archived copy dated 2026-07-16))

Utah employers file withholding returns and the annual reconciliation through Taxpayer Access Point, even for a year with no withholding.

Compare Utah with neighboring states

Take-home pay on a $60,000 salary, single filer, paid bi-weekly, no pre-tax deductions
			Per paycheck
Nevada	$0	$50,390	$1,938.07
Wyoming	$0	$50,390	$1,938.07
Arizona	$1,200	$49,190	$1,891.92
New Mexico	$2,033	$48,357	$1,859.89
Idaho	$2,340	$48,050	$1,848.07
Colorado	$2,662	$47,728	$1,835.69
Utah	$2,678	$47,712	$1,835.07

Paycheck calculators for neighboring states: Arizona, Colorado, Idaho, New Mexico, Nevada, Wyoming.

Most-searched state paycheck calculators

Utah paycheck FAQ

What is Utah's income tax rate in 2026?

4.45%, with a base allowance that lowers withholding for lower incomes.

Does Utah have its own W-4?

No. Utah uses your federal W-4 filing status.

Why did my Utah withholding change in June 2026?

New withholding schedules for the lower 4.45% rate apply to pay periods from June 1, 2026.

When do I get my final paycheck in Utah?

Within 24 hours if your employer ends your job; by the next regular payday if you quit.

What is the minimum wage in Utah?

$7.25 an hour, the federal minimum.

Is overtime taxed more in Utah?

No. Overtime is taxed at the same rates as your other wages; a larger paycheck can mean more withholding that period.

Sources and methodology

Every rate and limit on this page comes from the official sources below, checked on 2026-11-04. Read how our paycheck calculator works for the calculation order and its limits.